Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of California before hiring.
Showing 2 bankruptcy lawyers in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Coast Law Group LLP
1140 S Coast Hwy 101, Encinitas, CA 92024
(760) 670-4554
coastlawgroup.com
Law Office of Gregory W. Koehler
937 S Coast Hwy 101 #208, Encinitas, CA 92024
(760) 633-1803
What Does a Bankruptcy Lawyer in Encinitas Cost?
Typical attorney fees for a Chapter 7 bankruptcy in California range from $1,200 to $2,500 for a simple case. Chapter 13 cases usually cost more, often between $2,500 and $4,000, because they require more court involvement. Court filing fees add about $338 for Chapter 7 and $313 for Chapter 13. These are general estimates and your actual costs will vary based on the complexity of your finances and debts. This information is for general reference and is not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What are the main types of bankruptcy for individuals in Encinitas?
The two most common types for individuals are Chapter 7 and Chapter 13. Chapter 7 can discharge most unsecured debts, while Chapter 13 involves a repayment plan over three to five years. Your choice depends on your income, assets, and debt amount.
How long does a bankruptcy stay on my credit report in California?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. However, you can begin rebuilding your credit soon after your case is closed.
Can I keep my house if I file for bankruptcy in Encinitas?
It depends on your equity and the exemption you choose. California offers two sets of exemptions: system 1 and system 2. You may be able to protect a significant amount of home equity under the homestead exemption, which is adjusted periodically.