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Looking for a bankruptcy lawyer in Santa Cruz? Review the directory below to compare your options.
6 attorneys listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of California before hiring.
Showing 6 bankruptcy lawyers in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Central Coast Bankruptcy, Inc. - The Law Offices of Jason Vogelpohl
325 Soquel Ave #2305, Santa Cruz, CA 95062
(831) 783-0260 centralcoastbankruptcy.com
Law Office of Balam O Letona, Inc.
1509 Seabright Ave, Santa Cruz, CA 95062
(831) 421-0200 letonalaw.com
Evans Law Offices
325 Soquel Ave, Santa Cruz, CA 95062
(831) 998-8144 evanslawonline.com
Rucka O'Boyle Lombardo Mckenna: Stein Gilbert E
555 Soquel Ave UNIT 120, Santa Cruz, CA 95062
(831) 429-5420 rolmlawyers.com
Doan Law Group - Santa Cruz Bankruptcy Attorneys
1414 Soquel Ave Suite 212, Santa Cruz, CA 95062
(888) 362-6529 doanlawgroup.com
Book & Book LLP
1414 Soquel Ave Ste 203, Santa Cruz, CA 95062
(831) 427-5132 bookandbook.com
Bankruptcy lawyers in Santa Cruz help individuals and businesses navigate Chapter 7 and Chapter 13 filings under federal law. California law provides specific exemptions, such as the homestead exemption under CCP 704.730, which protects equity in your primary residence. Local attorneys understand the Santa Cruz Division of the Northern District of California Bankruptcy Court procedures.
What Does a Bankruptcy Lawyer in Santa Cruz Cost?
Typical costs for a bankruptcy lawyer in California range from 1,200 to 3,500 dollars for a Chapter 7 case and 3,000 to 6,000 dollars for a Chapter 13 case. Court filing fees are about 338 dollars for Chapter 7 and 313 dollars for Chapter 13. Costs vary based on case complexity, attorney experience, and location. This is general information, not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in Santa Cruz?
Chapter 7 liquidates non-exempt assets to discharge most debts, while Chapter 13 creates a 3 to 5 year repayment plan. In California, you must pass a means test to qualify for Chapter 7. Chapter 13 is often used to catch up on mortgage or car payments.
How long does a bankruptcy case take in Santa Cruz?
A Chapter 7 case typically takes 3 to 6 months from filing to discharge. Chapter 13 plans last 3 to 5 years. The Santa Cruz bankruptcy court requires a credit counseling course before filing and a debtor education course after filing.
What property can I keep under California bankruptcy exemptions?
California offers two exemption systems: System 1 (CCP 703) and System 2 (CCP 704). You may choose one. System 2 includes a generous homestead exemption up to 600,000 dollars for some homeowners. You can also protect a vehicle, personal belongings, retirement accounts, and tools of your trade.
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About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of California.