The top-rated bankruptcy lawyer in Waterford, Connecticut is Polito & Harrington LLC, rated 5.0 stars across 171 reviews. Other highly rated options include Savona, Saunders & Tukey LLC, Santoro Injury Law, LLC, O'Brien & Simones LLC. This directory lists 10 bankruptcy lawyers serving Waterford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Polito & Harrington LLC | 567 Vauxhall Street Ext. STE 230 | (860) 579-6276 |
| 2 | Savona, Saunders & Tukey LLC | 185 Boston Post Rd | (860) 444-9202 |
| 3 | Santoro Injury Law, LLC | 49 Boston Post Rd | (860) 443-9333 |
| 4 | O'Brien & Simones LLC | 87 Boston Post Rd | (860) 442-9100 |
| 5 | Synodi & Videll | 65 Boston Post Rd | (860) 447-3220 |
| 6 | Attorney John C. Valliere, Esq. | 294 Millstone Rd No 1 | (860) 848-1161 |
| 7 | Cellemme Law, LLC | 93B Rope Ferry Rd | (860) 574-9070 |
| 8 | Linda J Kidder & Associates | 567 Vauxhall Street Ext. STE 130 | (860) 437-7799 |
| 9 | Simonson Rich | 13 Spinnaker Rd | (860) 447-3955 |
| 10 | Susan B Carr Law Offices | 728 Broad St | (860) 701-1535 |
Polito & Harrington LLC serves clients throughout New London County from its Waterford, Connecticut office. The firm focuses on bankruptcy law, assisting individuals and businesses with debt relief options under federal statutes. Its practice includes Chapter 7 liquidation and Chapter 13 reorganization cases. The attorneys guide clients through complex court procedures and credit counseling requirements. Preparation of bankruptcy petitions and representation at creditors' meetings are specific services the office handles in this area.
Savona, Saunders & Tukey LLC offers representation through bankruptcy proceedings, including both Chapter 7 and Chapter 13 filings. The firm provides ongoing client consultations and document preparation services for individuals and businesses navigating financial restructuring. It assists clients in Waterford and the surrounding Connecticut area with debt relief strategies and court filings. The company’s practice covers the legal needs of single-family homes, apartments, retail properties, and restaurants facing bankruptcy matters.
Santoro Injury Law, LLC in Waterford, CT serves homeowners and small businesses facing financial distress or overwhelming debt. The practice provides guidance on bankruptcy filing options to help clients regain financial stability. Each case is handled with attention to legal procedures and client needs. The firm also covers the surrounding communities of New London and Groton within the greater southeastern Connecticut area.
O'Brien & Simones LLC serves clients in Waterford, Connecticut, and the surrounding southeastern communities. The firm handles bankruptcy law matters for individuals and small businesses facing financial challenges. These cases typically involve filing under Chapter 7 or Chapter 13 of the Bankruptcy Code. To manage a typical job, the firm conducts a thorough review of the client's debts and assets before preparing and submitting the necessary legal paperwork to the federal bankruptcy court.
Unlike ongoing financial services such as debt management, bankruptcy filing is a discrete legal process with a clear endpoint. Synodi & Videll assists clients in Waterford, CT with navigating this one-time event, helping them understand Chapter 7 liquidation or Chapter 13 repayment as options. Service coverage includes initial consultation, document preparation, court representation, and discharge management. This firm operates strictly on a one-time basis per client case, with no scheduled routine visits or ongoing retainer agreements after the bankruptcy is finalized.
Attorney John C. Valliere, Esq., in Waterford, CT, provides bankruptcy law services including Chapter 7 and Chapter 13 filings. The firm guides individuals and families through debt relief options, helping clients understand the legal process of eliminating or reorganizing financial obligations. It works with local residents facing overwhelming credit card bills, medical debt, or foreclosure. For those concerned about looming wage garnishments or utility shutoffs during colder months, this practice assists with timely legal protections against creditor actions.
Spring and summer in Waterford bring increased financial strain for many families as seasonal expenses and legal notices arrive. Cellemme Law, LLC offers bankruptcy lawyer services to local residents seeking relief from mounting debts and creditor actions. Their guidance helps individuals understand available options, including Chapter 7 and Chapter 13 filings under federal law. The initial step involves a confidential consultation to review your financial situation and discuss the best path forward for your case.
Linda J Kidder & Associates provides legal guidance to individuals and businesses facing financial challenges in Waterford, Connecticut. The firm focuses specifically on bankruptcy law, helping clients navigate debt relief options, including Chapter 7 and Chapter 13 filings. Whether addressing personal obligations or commercial debts, it offers representation for those seeking to manage insolvency. The practice serves various sectors, including local offices, warehouses, and food service establishments.
Simonson Rich provides residential bankruptcy services for individuals in Waterford. Commercial filings and business debt restructuring are also available for clients throughout the greater New London County area. The firm handles Chapter 7 and Chapter 13 cases to help local residents address overwhelming financial obligations. Legal guidance is offered during initial consultations and throughout the court process. Follow-up assistance with credit repair or financial planning is available between regular case reviews.
Susan B Carr Law Offices in Waterford, CT, is known for providing legal guidance through Chapter 7 and Chapter 13 bankruptcy proceedings. The firm assists individuals and families facing financial challenges with debt relief strategies that comply with federal and Connecticut state laws. Clients receive help navigating court documentation and creditor negotiations throughout the filing process. The office also offers specialized services in defending against foreclosure actions during active bankruptcy cases.
What Does a a Bankruptcy Lawyer in Waterford Cost?
In Connecticut, the average cost for a Chapter 7 bankruptcy lawyer ranges from $1,200 to $2,500. Chapter 13 cases typically cost between $3,000 and $5,000 because they require more court filings and a repayment plan. These fees do not include the $338 court filing fee for Chapter 7 or the $313 fee for Chapter 13. Many lawyers offer payment plans. This is general information and not legal advice.
About bankruptcy lawyers in Waterford
If you live in Waterford Connecticut and face overwhelming debt, a bankruptcy lawyer can help you understand your options. Connecticut law allows residents to file for Chapter 7 or Chapter 13 bankruptcy in the U.S. Bankruptcy Court for the District of Connecticut. A local attorney can guide you through the means test and explain how state exemptions protect your property.
Frequently Asked Questions
What is the Connecticut means test for bankruptcy?
The means test compares your income to the median income for a Connecticut household of your size. If your income is below the median, you may qualify for Chapter 7. If it is above, you might need to file Chapter 13 and repay some debts over three to five years.
How long does a bankruptcy stay on my credit report in Connecticut?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. These time limits are set by federal law and apply to all states including Connecticut.
What property can I keep if I file bankruptcy in Connecticut?
Connecticut allows you to use state exemptions to protect certain property. You can keep up to $75,000 in home equity, one motor vehicle worth up to $3,500, and household goods up to $8,000. A lawyer can help you apply these exemptions to your specific situation.
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