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Bankruptcy Lawyers in Valrico, FL

Compare bankruptcy lawyers in Valrico. Review contact information and practice areas before you decide.

2 attorneys listed
Updated May 2026
Valrico, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Florida before hiring.
Showing 2 bankruptcy lawyers in Valrico, FL Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Law Office of Robert N Zimmerman, Jr.
2021 Helm Ln, Valrico, FL 33594
(813) 655-4900 rymap.org
J. Miller Law, P.A.
2240 Lithia Center Ln, Valrico, FL 33596
(813) 642-3140

Residents of Valrico Florida facing overwhelming debt can seek relief through bankruptcy. Florida law offers specific exemptions like the unlimited homestead exemption which protects your primary residence. A bankruptcy lawyer can guide you through the process and help you understand your options under federal and state law.

What Does a Bankruptcy Lawyer in Valrico Cost?

In Florida, the average cost for a Chapter 7 bankruptcy filing ranges from $1,000 to $2,500 for attorney fees plus a $338 court filing fee. Chapter 13 cases typically cost $3,000 to $5,000 plus a $313 filing fee. Costs vary based on case complexity and attorney experience. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What is the difference between Chapter 7 and Chapter 13 bankruptcy in Florida?
Chapter 7 bankruptcy liquidates non-exempt assets to pay debts and typically takes 3 to 6 months. Chapter 13 bankruptcy involves a repayment plan over 3 to 5 years. A Valrico lawyer can help you decide which option fits your situation.
How long does a bankruptcy stay on my credit report in Florida?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. This is a federal rule that applies nationwide including Florida.
Can I keep my car or house if I file for bankruptcy in Valrico?
Yes, you may keep your car and house if you use Florida exemptions properly. Florida has a generous homestead exemption with no dollar limit on property value. Your lawyer can explain how to protect your assets.