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Find Bankruptcy Lawyers Near You in Winter Haven, FL
Browse bankruptcy lawyers serving Winter Haven, Florida. Contact information and addresses listed below.
7 attorneys listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Florida before hiring.
Showing 7 bankruptcy lawyers in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
A bankruptcy lawyer in Winter Haven Florida can help you navigate Chapter 7 or Chapter 13 filings under federal law. Florida offers generous homestead exemptions which protect your primary residence up to unlimited value under certain conditions. Local attorneys understand the procedures at the U.S. Bankruptcy Court for the Middle District of Florida in Tampa.
What Does a Bankruptcy Lawyer in Winter Haven Cost?
Typical costs for a bankruptcy lawyer in Florida range from 1,200 to 3,500 for a Chapter 7 case and 3,000 to 6,000 for a Chapter 13 case. These fees do not include the court filing fee which is currently 338 for Chapter 7 and 313 for Chapter 13. Some lawyers offer payment plans but you must pay most fees before filing. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in Florida?
Chapter 7 liquidates non-exempt assets to discharge most debts and typically takes 3 to 4 months. Chapter 13 involves a 3 to 5 year repayment plan for those with regular income who want to keep assets like a home. Florida law also requires credit counseling before filing.
How does Florida homestead exemption affect bankruptcy?
Florida has an unlimited homestead exemption for property up to one half acre in a municipality or 160 acres elsewhere. This means most filers can keep their home in bankruptcy as long as they meet residency requirements and equity limits. The exemption is a key reason people choose to file in Florida.
How long does a bankruptcy stay on your credit report in Florida?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. However you can begin rebuilding credit immediately after discharge with secured cards or small loans.
Need a Bankruptcy Lawyer?
Contact this list of lawyers to find the right fit for your situation.
About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of Florida.