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Directory of bankruptcy lawyers in Mt Vernon, Illinois. Verify credentials with the state bar before hiring.
2 attorneys listed
Updated May 2026
Mt Vernon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Illinois before hiring.
Showing 2 bankruptcy lawyers in Mt Vernon, IL
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
JD Graham Attorney at Law
4140 Broadway St, Mt Vernon, IL 62864
(618) 235-9800 jdgrahamlaw.com
Bankruptcy Clinic PC
2006 Broadway St, Mt Vernon, IL 62864
(618) 315-6600 bankruptcy-clinic.com
If you live in Mt Vernon, Illinois and face overwhelming debt, a bankruptcy lawyer can help you understand your options. Illinois law allows you to file for Chapter 7 or Chapter 13 bankruptcy in the Southern District of Illinois. Local attorneys know the Mt Vernon courthouse procedures and can guide you through the process.
What Does a Bankruptcy Lawyer in Mt Vernon Cost?
The cost of hiring a bankruptcy lawyer in Illinois typically ranges from $1,200 to $3,500 for a Chapter 7 case. Chapter 13 cases often cost more, between $3,000 and $5,000, because they require more court work. Court filing fees are separate and currently $338 for Chapter 7 and $313 for Chapter 13. Costs vary by case complexity and attorney experience. This is general information, not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in Illinois?
Chapter 7 bankruptcy wipes out most unsecured debts, but you may have to sell non-exempt property. Chapter 13 bankruptcy involves a 3-to-5 year repayment plan. Illinois allows you to keep more property under its state exemption laws compared to federal exemptions.
How long does a bankruptcy stay on my credit report in Illinois?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. Illinois does not have a separate state law that changes this federal rule.
Can I keep my car or house if I file for bankruptcy in Mt Vernon?
Yes, you can often keep your car and home if you use Illinois exemptions. Illinois allows a homestead exemption of up to $15,000 for a single person and up to $30,000 for a married couple. A car exemption covers up to $2,400 of equity. A lawyer can help you protect your assets.
Need a Bankruptcy Lawyer?
Contact this list of lawyers to find the right fit for your situation.
About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of Illinois.