The top-rated bankruptcy lawyer in Andover, Massachusetts is Touchstone Closing, rated 5.0 stars across 1,806 reviews. Other highly rated options include Dalton & Finegold LLP, The Law Offices of Kimberly Butler Rainen, Morana Law Office, LLC. This directory lists 13 bankruptcy lawyers serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Touchstone Closing | 27 Main St | (978) 475-4896 |
| 2 | Dalton & Finegold LLP | 34 Essex St | (978) 470-8400 |
| 3 | The Law Offices of Kimberly Butler Rainen | 23 Central St | (978) 409-1928 |
| 4 | Morana Law Office, LLC | above CVS, 68 Main St Suite 8 2nd Floor | (978) 409-1990 |
| 5 | Feinman Law Offices | 69 Park St Second Floor | (978) 494-6669 |
| 6 | Zwicker & Associates | 80 Minuteman Rd | (800) 370-2251 |
| 7 | Andover Law PC | 1 Elm Ct STE 1C | (978) 470-2700 |
| 8 | Mark D Johnson Law Offices | 15 Chestnut St | (978) 470-1411 |
| 9 | Law Office of Patrick Mead | 300 Brickstone Square | (800) 681-9852 |
| 10 | Marcotte Law Firm | 2 Dundee Park Dr B02b | (978) 458-1229 |
Touchstone Closing serves the Andover, Massachusetts area and surrounding communities, providing legal guidance in bankruptcy law. The firm assists individuals and businesses facing financial challenges by helping them understand their legal options for debt relief. Bankruptcy attorneys address complex filings and court proceedings to protect clients from creditor actions. The firm specifically handles Chapter 7 and Chapter 13 bankruptcy cases for local residents.
Dalton & Finegold LLP provides legal guidance in bankruptcy and debt relief matters to individuals and businesses in Andover, Massachusetts. The firm compiles necessary financial disclosures, prepares legal petitions, and represents clients through bankruptcy proceedings and creditor negotiations to address overwhelming debt. It facilitates Chapter 7 liquidations and Chapter 13 reorganization plans, aiming to resolve financial instability while protecting assets. The practice serves processes for single-family homeowners, apartment dwellers, retail store operators, and restaurants facing insolvency concerns.
The Law Offices of Kimberly Butler Rainen serves individuals and small businesses facing financial difficulty in Andover, Massachusetts. It provides legal representation in bankruptcy proceedings, including Chapter 7 and Chapter 13 filings, helping clients navigate debt relief options. The firm also assists with creditor negotiations and advice on foreclosure alternatives. Its practice covers the greater Merrimack Valley region, including nearby communities such as North Andover and Lawrence.
Morana Law Office, LLC serves clients in Andover and the surrounding communities of Massachusetts’ Merrimack Valley region. The firm handles Chapter 7 and Chapter 13 bankruptcy filings for individuals and families seeking debt relief. It assists clients in stopping wage garnishments, halting foreclosure proceedings, and eliminating credit card and medical debt. The office generally starts each case with a confidential consultation to review financial options, then guides clients step by step through the court paperwork and creditor negotiations to secure a discharge of eligible debts.
Feinman Law Offices offers debt relief and bankruptcy filing services, including Chapter 7 and Chapter 13 representation. The firm works with individuals and families in Andover to address mounting creditor calls and wage garnishment. Their legal counsel helps navigate local court procedures and asset exemption laws. Facing a foreclosure notice or a medical debt crisis, this practice assists clients in regaining financial stability through a structured legal process.
Zwicker & Associates in Andover, MA, distinguishes between one-time consultations and ongoing representation for clients facing financial distress. Their bankruptcy lawyer services cover case evaluation, document preparation, and court filing assistance for both Chapter 7 and Chapter 13 proceedings in the greater Andover area. Services are typically structured on an as-needed basis, with clients scheduling meetings and filings as their specific bankruptcy case progresses through the legal process.
Andover Law PC provides legal representation for individuals and businesses facing financial challenges in Andover, MA. The firm specializes in bankruptcy case filings under federal statutes, guiding clients through Chapter 7 and Chapter 13 proceedings. It helps debtors evaluate options for liquidation or structured repayment plans while managing creditor communications and court documentation. The practice extends to commercial entities, advising offices, warehouses, and food service operations on restructuring debt obligations.
As winter approaches in Andover, many residents reassess their financial obligations and consider relief from mounting debt. Mark D Johnson Law Offices provides bankruptcy legal services to help local individuals and families navigate this process. The firm addresses Chapter 7 and Chapter 13 filings, assisting clients in understanding how bankruptcy can discharge or restructure obligations. Initial consultations are offered to review each person’s specific financial situation and determine the most appropriate legal path forward.
The Law Office of Patrick Mead serves individuals in Andover, MA, who need to file for bankruptcy protection for their homes or personal debts. The same office provides guidance to local small businesses facing financial restructuring or insolvency matters across Essex County. It also coordinates with clients who require additional document review or ongoing counsel between their court appearances or regular financial check-ins.
What Does a a Bankruptcy Lawyer in Andover Cost?
The cost to hire a bankruptcy lawyer in Massachusetts typically ranges from $1,200 to $3,500 for a Chapter 7 case and $3,000 to $6,000 for a Chapter 13 case. Court filing fees are separate and currently $338 for Chapter 7 and $313 for Chapter 13. Many lawyers offer free initial consultations. Costs vary based on the complexity of your case and the attorney's experience. This is general information and not legal advice.
About bankruptcy lawyers in Andover
If you are struggling with debt in Andover, Massachusetts, a bankruptcy lawyer can help you understand your options. Massachusetts law allows residents to file for Chapter 7 or Chapter 13 bankruptcy in the U.S. Bankruptcy Court for the District of Massachusetts. A local attorney can guide you through the means test and help protect your assets under Massachusetts exemption laws.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in Massachusetts?
To qualify for Chapter 7 in Massachusetts, your household income must be below the median income for a similar sized family in the state. As of 2025, the median income for a single earner is about $76,000 and for a family of four it is about $108,000. If your income is higher, you may need to pass a means test to qualify.
What property can I keep if I file for bankruptcy in Massachusetts?
Massachusetts allows you to use state exemptions to protect certain property. You can keep up to $500,000 of equity in your home, one motor vehicle worth up to $7,500, and household goods up to $15,000. Retirement accounts and most pensions are also fully protected.
How long does a bankruptcy stay on my credit report in Massachusetts?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. However, you can begin rebuilding your credit immediately after your case is discharged.
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