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Bankruptcy Lawyers in Fitchburg, MA

Looking for a bankruptcy lawyer in Fitchburg? Review the directory below to compare your options.

4 attorneys listed
Updated May 2026
Fitchburg, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Massachusetts before hiring.
Showing 4 bankruptcy lawyers in Fitchburg, MA Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Bonville & Howard, P.C.
154 Prichard St, Fitchburg, MA 01420
(978) 357-2425 bonvillelaw.com
Law Offices of David Niose
348 Lunenburg St # 202, Fitchburg, MA 01420
(978) 343-0800 nioselaw.com
Nickless, Phillips & O'Connor
780 Main St, Fitchburg, MA 01420
(978) 342-4590
Nickless, Phillips & O'Connor
780 Main St, Fitchburg, MA 01420
(978) 342-4590

If you are facing overwhelming debt in Fitchburg Massachusetts a bankruptcy lawyer can help you understand your options. Massachusetts law requires credit counseling before filing and offers exemptions for certain property like your home and car. Local attorneys are familiar with the Worcester Division of the U.S. Bankruptcy Court where Fitchburg cases are heard.

What Does a Bankruptcy Lawyer in Fitchburg Cost?

In Massachusetts the average cost for a Chapter 7 bankruptcy lawyer ranges from $1,200 to $2,500 in attorney fees plus the $338 court filing fee. Chapter 13 cases typically cost $3,000 to $5,000 in attorney fees because they require more work and the court filing fee is $313. Some lawyers offer payment plans but fees must be paid in full before filing for Chapter 7. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What is the difference between Chapter 7 and Chapter 13 bankruptcy in Massachusetts?
Chapter 7 bankruptcy wipes out most unsecured debts but may require selling non-exempt property. Chapter 13 bankruptcy involves a 3 to 5 year repayment plan based on your income. Massachusetts uses its own exemption system which can protect up to $500,000 of home equity under state law.
How long does a bankruptcy case take in Fitchburg Massachusetts?
A Chapter 7 case typically takes 3 to 6 months from filing to discharge. Chapter 13 cases last the length of the repayment plan usually 3 to 5 years. The automatic stay stops most collection actions immediately after filing.
What property can I keep if I file for bankruptcy in Massachusetts?
Massachusetts allows you to use state exemptions to protect certain property. You can keep up to $500,000 of home equity a car worth up to $7,500 household goods and retirement accounts. You must list all assets and debts in your bankruptcy petition.