The top-rated bankruptcy lawyer in St Cloud, Minnesota is LifeBack Law Firm, P.A., rated 5.0 stars across 337 reviews. Other highly rated options include Walker & Walker Law Offices, PLLC, Heller & Thyen, P.A., Jeddeloh Snyder Stommes. This directory lists 11 bankruptcy lawyers serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | LifeBack Law Firm, P.A. | 13 7th Ave S | (320) 252-0330 |
| 2 | Walker & Walker Law Offices, PLLC | 14 7th Ave N Suite 122 | (320) 441-1436 |
| 3 | Heller & Thyen, P.A. | 606 25th Ave S #110 | (320) 654-8000 |
| 4 | Jeddeloh Snyder Stommes | 803 W St Germain St | (320) 240-9423 |
| 5 | Sam V. Calvert Attorney at Law | 1011 2nd St N # 107 | (320) 252-4473 |
| 6 | PCG Law | 630 Roosevelt Rd # 101 | (320) 433-8106 |
| 7 | Kain + Henehan | 808 W St Germain St | (320) 403-9994 |
| 8 | Evenson Decker, P.A. | 1011 2nd St N #201 | (320) 253-7130 |
| 9 | Jovanovich Dege & Athmann, PA | 1010 W St Germain St STE 700 | (320) 230-0203 |
| 10 | Wesley W. Scott | 13 7th Ave S | (320) 252-0330 |
LifeBack Law Firm, P.A. provides legal guidance for individuals and businesses navigating financial challenges. The firm specializes in bankruptcy filings, focusing on debt relief and asset protection under federal guidelines. Located in St. Cloud, Minnesota, it works with clients throughout central Minnesota who are restructuring or discharging debts. The firm serves a range of commercial sectors, including offices, warehouses, and food service operations.
Walker & Walker Law Offices, PLLC provides residential bankruptcy counsel to individuals in St Cloud, Minnesota, while also representing commercial clients facing financial restructuring. The firm serves the broader central Minnesota area, assisting debtors with Chapter 7 and Chapter 13 filings. After initial case resolution, the office offers guidance on rebuilding credit and may handle subsequent filings when clients require continued legal support between regular financial check-ins.
Heller & Thyen, P.A. serves clients in St. Cloud, Minnesota and the surrounding Stearns County area, offering legal representation for individuals and businesses facing overwhelming debt. The firm focuses on guiding clients through complex financial legal proceedings. Chapters 7 and 13 bankruptcy filings are commonly managed to help eligible filers discharge debts or restructure repayment plans. The practice also handles creditor harassment lawsuits and foreclosure defense to protect assets from seizure during the legal process.
Jeddeloh Snyder Stommes provides bankruptcy legal services for individuals and businesses in the St. Cloud, Minnesota area. The firm addresses financial challenges through case evaluation, filing preparation, and representation in court proceedings. Its service approach includes guidance on chapter selection, asset protection strategies, and ongoing support through the discharge process. Maintenance of client communication ensures status updates and documentation are handled promptly. The company services debt situations involving single-family homes, apartments, retail operations, and restaurants.
Sam V. Calvert Attorney at Law specializes in Chapter 7 and Chapter 13 bankruptcy filings in St. Cloud, MN. The firm assists individuals and small businesses in navigating debt relief options, including automatic stay protections and debt discharge. It provides guidance on means testing, creditor negotiations, and reaffirmation agreements. The practice also handles cases of foreclosure defense and wage garnishment. As the holiday season approaches, the firm helps clients address the financial strain of accrued medical bills and seasonal job loss that can disrupt payment plans.
PCG Law in St Cloud, MN handles two distinct types of bankruptcy filings, offering both one-time Chapter 7 liquidation services and recurring Chapter 13 repayment plans. The firm provides legal representation for individuals and small businesses across the St Cloud area, assisting clients in navigating debt relief from initial consultation through court discharge. Services address both immediate debt elimination and structured, long-term payment solutions. Based on each client’s financial circumstance, PCG Law runs its services on either a one-time basis for straightforward filings or an as-needed schedule for ongoing plan administration.
Kain + Henehan assists homeowners, small business owners, and individuals in St Cloud, Minnesota, who are facing personal or commercial debt challenges. The firm focuses on Chapter 7 and Chapter 13 bankruptcy filings, helping clients navigate debt relief options and stop wage garnishment or foreclosure proceedings. Its practice is dedicated to guiding clients through the legal process of obtaining a fresh financial start. The firm additionally serves people in surrounding central Minnesota communities, including Sartell and Sauk Rapids.
Serving St. Cloud and the surrounding central Minnesota communities, Evenson Decker, P.A. handles personal and business bankruptcy filings including Chapter 7 and Chapter 13 cases. The firm guides clients through the legal process of debt relief, addressing creditor actions and asset protection while respecting individual circumstances. For a typical case, it begins with a full financial review, then customizes a filing strategy and represents the client through all court proceedings until discharge.
As the new year begins, many residents of St. Cloud face the financial strain of post-holiday debt and mounting bills. Jovanovich Dege & Athmann, PA responds to these pressures by helping local individuals and families navigate the complexities of debt relief. The firm focuses exclusively on bankruptcy law, offering clear guidance on filing options to address overwhelming creditor demands. Their process begins with a straightforward, initial assessment to evaluate a person’s financial situation and determine the most practical path forward.
Wesley W. Scott provides legal representation to individuals and businesses navigating bankruptcy proceedings in St Cloud, Minnesota. The firm focuses on helping clients address financial challenges through Chapter 7 or Chapter 13 filings under federal bankruptcy laws. Services include evaluating debt situations and preparing necessary court documentation. The company assists clients seeking relief from overwhelming financial obligations. Its work supports commercial sectors such as local offices, warehouses, and food service businesses needing to restructure debts or manage insolvency.
What Does a a Bankruptcy Lawyer in St Cloud Cost?
Typical costs for a bankruptcy lawyer in Minnesota range from 1200 to 3500 dollars for a Chapter 7 case and 3000 to 6000 dollars for a Chapter 13 case. Court filing fees are separate and currently 338 dollars for Chapter 7 and 313 dollars for Chapter 13. Costs vary based on case complexity and attorney experience. This is general information and not legal advice.
About bankruptcy lawyers in St Cloud
Bankruptcy lawyers in St Cloud Minnesota assist residents and businesses with debt relief through Chapter 7 and Chapter 13 filings. Minnesota law requires credit counseling from an approved agency within 180 days before filing. Local attorneys understand Stearns County court procedures and can help you navigate the process.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in Minnesota?
Chapter 7 bankruptcy liquidates non-exempt assets to pay creditors and discharges most debts. Chapter 13 bankruptcy involves a 3 to 5 year repayment plan. In Minnesota, you must pass a means test to qualify for Chapter 7.
What property can I keep if I file bankruptcy in St Cloud?
Minnesota allows you to exempt certain property including up to 48000 dollars in home equity and up to 12000 dollars in vehicle equity. Other exemptions cover household goods and retirement accounts. A lawyer can explain which exemptions apply to your situation.
How long does a bankruptcy stay on my credit report in Minnesota?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. However many people rebuild their credit within a few years after discharge.
Bankruptcy Lawyers in Other Minnesota Cities
Minneapolis · St Paul · Winona