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Compare Bankruptcy Lawyers in Absecon, NJ

Browse bankruptcy lawyers serving Absecon, New Jersey. Contact information and addresses listed below.

2 attorneys listed
Updated May 2026
Absecon, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 2 bankruptcy lawyers in Absecon, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Mutchko Law Offices, LLC
22 N Shore Rd, Absecon, NJ 08201
(609) 646-2123 mutchkolawnj.com
Drake Law Firm PC
29 N Shore Rd, Absecon, NJ 08201
(609) 645-7406 drakelawfirmpc.com

If you live in Absecon New Jersey and face overwhelming debt a bankruptcy lawyer can help you understand your options. New Jersey follows federal bankruptcy laws with local rules from the United States Bankruptcy Court for the District of New Jersey. A local attorney can guide you through means testing and exemption choices specific to New Jersey residents.

What Does a Bankruptcy Lawyer in Absecon Cost?

Typical costs for a Chapter 7 bankruptcy lawyer in New Jersey range from 1200 to 2500 dollars for a simple case. Chapter 13 cases often cost 3000 to 5000 dollars because they require more court filings and plan administration. You must also pay a court filing fee of 338 dollars for Chapter 7 or 313 dollars for Chapter 13. These are general estimates and actual costs vary by case complexity and attorney fees. This information is general and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What types of bankruptcy are available in Absecon New Jersey?
Individuals in Absecon can file for Chapter 7 bankruptcy which discharges most unsecured debts or Chapter 13 bankruptcy which creates a repayment plan over three to five years. The choice depends on your income and assets. New Jersey uses the federal means test to determine eligibility for Chapter 7.
How long does bankruptcy take in New Jersey?
A Chapter 7 case typically takes three to six months from filing to discharge. Chapter 13 cases last the length of the repayment plan usually three to five years. All cases require a credit counseling course before filing and a debtor education course after filing.
What property can I keep if I file for bankruptcy in New Jersey?
New Jersey allows you to use either the state exemptions or the federal exemptions to protect property. State exemptions include up to 1000 dollars for personal property and up to 46500 dollars for a home under the homestead exemption. An attorney can help you choose the best exemption set for your situation.