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Find Bankruptcy Lawyers Near You in Bayonne, NJ

Browse bankruptcy lawyers serving Bayonne, New Jersey. Contact information and addresses listed below.

2 attorneys listed
Updated May 2026
Bayonne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 2 bankruptcy lawyers in Bayonne, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Susan Ferraro Law Office
766 Broadway # B, Bayonne, NJ 07002
(201) 437-7300
Garcia & Austin
1047 Avenue C, Bayonne, NJ 07002
(201) 437-1074

Bankruptcy lawyers in Bayonne, New Jersey help residents and small businesses manage overwhelming debt through federal bankruptcy laws. New Jersey offers a homestead exemption of up to $100,000 under state law, which can protect home equity in a bankruptcy case. A local attorney can guide you through the means test and filing requirements specific to the United States Bankruptcy Court for the District of New Jersey.

What Does a Bankruptcy Lawyer in Bayonne Cost?

Typical costs for a bankruptcy lawyer in New Jersey range from $1,200 to $3,500 for a Chapter 7 case and $3,000 to $6,000 for a Chapter 13 case. Court filing fees are separate: $338 for Chapter 7 and $313 for Chapter 13 as of 2024. Costs vary based on case complexity, attorney experience, and location within Hudson County. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What are the main types of bankruptcy for individuals in Bayonne?
The two most common types are Chapter 7 and Chapter 13. Chapter 7 involves liquidating non-exempt assets to pay creditors, while Chapter 13 allows you to create a repayment plan over three to five years. New Jersey law determines which assets are exempt from liquidation.
How long does a bankruptcy stay on my credit report in New Jersey?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. Under New Jersey law, you cannot file for Chapter 7 again for 8 years after a previous Chapter 7 discharge.