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Bankruptcy Lawyers in Hackettstown, NJ

Browse bankruptcy lawyers serving Hackettstown, New Jersey. Contact information and addresses listed below.

2 attorneys listed
Updated May 2026
Hackettstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 2 bankruptcy lawyers in Hackettstown, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Lavery & Sirkis
699 Washington St Suite 103, Hackettstown, NJ 07840
(908) 850-6161 joanlaverylaw.com
Jonathan Stone ESQ CPA MST LLC
490 Schooleys Mountain Rd Building 3A, Hackettstown, NJ 07840
(908) 979-9919 jonstonelaw.com

If you are facing overwhelming debt in Hackettstown New Jersey a bankruptcy lawyer can help you understand your options under federal law. New Jersey residents may file in the United States Bankruptcy Court for the District of New Jersey which has a division in Newark. A local attorney can guide you through the means test and exemptions available under New Jersey state law.

What Does a Bankruptcy Lawyer in Hackettstown Cost?

The cost of hiring a bankruptcy lawyer in New Jersey varies by case complexity and location. For a simple Chapter 7 filing attorney fees typically range from 1200 to 2500 plus the court filing fee of 338. Chapter 13 cases often cost 3000 to 5000 with a court fee of 313. These amounts do not include credit counseling or debtor education course fees. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What types of bankruptcy can I file in Hackettstown New Jersey?
Individuals in Hackettstown typically file Chapter 7 or Chapter 13 bankruptcy. Chapter 7 involves liquidating non-exempt assets to pay creditors while Chapter 13 allows you to reorganize debt into a 3 to 5 year repayment plan. New Jersey law determines which property you can keep under state exemptions.
How long does a bankruptcy case take in New Jersey?
A Chapter 7 case in New Jersey usually takes 3 to 6 months from filing to discharge. Chapter 13 cases last the length of the repayment plan typically 3 to 5 years. The court requires credit counseling before filing and a debtor education course after filing.
What property can I keep if I file bankruptcy in New Jersey?
New Jersey allows you to use state exemptions to protect certain property such as your home up to a specific equity limit and a vehicle up to a certain value. You can also keep household goods and retirement accounts. A lawyer can help you apply these exemptions to your specific situation.