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Showing 3 bankruptcy lawyers in Lakewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Law Offices of Joseph I Harrison
34 Gefen Dr, Lakewood, NJ 08701
(203) 444-3551
debtchamp.com
Harrison & Christos
1306 River Ave, Lakewood, NJ 08701
(732) 367-7808
wesueforu.net
Law Office of Joseph Moskovits
101 Chase Ave #104, Lakewood, NJ 08701
(732) 730-7070
What Does a Bankruptcy Lawyer in Lakewood Cost?
The cost of hiring a bankruptcy lawyer in New Jersey typically ranges from $1,200 to $3,500 for a Chapter 7 case and from $3,000 to $6,000 for a Chapter 13 case. Court filing fees are separate: $338 for Chapter 7 and $313 for Chapter 13. Some attorneys offer payment plans but you must pay in full before filing. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in New Jersey?
To qualify for Chapter 7 in New Jersey you must pass the means test which compares your income to the state median. For cases filed after May 2024 the median income for a single person is about $72,000 and for a family of four it is about $96,000. If your income is above the median you may still qualify after deducting allowed expenses.
How long does a bankruptcy stay on my credit report in New Jersey?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. New Jersey follows the federal credit reporting rules so these time limits apply statewide.
Can I keep my house if I file for bankruptcy in Lakewood New Jersey?
New Jersey allows you to use the federal or state homestead exemption to protect equity in your home. The state exemption is up to $100,000 for a primary residence. If your equity is within this limit you can usually keep your house in Chapter 7 or catch up on missed payments through a Chapter 13 plan.