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Browse bankruptcy lawyers serving Montclair, New Jersey. Contact information and addresses listed below.
2 attorneys listed
Updated May 2026
Montclair, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 2 bankruptcy lawyers in Montclair, NJ
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Ambrosio & Associates, LLC
8 Hillside Ave #103, Montclair, NJ 07042
(973) 746-6655
Law Office of Jose D. Echevarria, Esq., Attorney at Law
28 Valley Rd, Montclair, NJ 07042
(973) 954-9414 josedechevarria.com
If you live in Montclair, New Jersey and face overwhelming debt, a bankruptcy lawyer can help you understand your options. New Jersey law follows federal bankruptcy rules, but local exemptions and court procedures in Essex County affect your case. A local attorney guides you through filing and protects your rights.
What Does a Bankruptcy Lawyer in Montclair Cost?
The cost to hire a bankruptcy lawyer in New Jersey varies by case complexity and attorney fees. For a simple Chapter 7 filing, legal fees typically range from $1,200 to $3,500, plus a $338 court filing fee. Chapter 13 cases often cost $3,000 to $6,000 due to the longer process. Some lawyers offer payment plans. This is general information, not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What types of bankruptcy can I file in New Jersey?
In New Jersey, individuals most often file Chapter 7 or Chapter 13 bankruptcy. Chapter 7 liquidates assets to pay debts, while Chapter 13 creates a repayment plan over three to five years. Your lawyer helps you choose based on your income and assets.
How long does a bankruptcy case take in Montclair?
A Chapter 7 case in New Jersey typically takes three to six months from filing to discharge. Chapter 13 cases last three to five years while you make payments. The court in Newark handles cases for Montclair residents.
What property can I keep in a New Jersey bankruptcy?
New Jersey allows you to use federal or state exemptions to protect property. You can keep up to $23,675 in home equity, $12,625 in a vehicle, and household goods under state law. Your lawyer explains which exemptions apply to your situation.
Need a Bankruptcy Lawyer?
Contact this list of lawyers to find the right fit for your situation.
About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of New Jersey.