ADVERTISING DISCLOSURE: BeforeAttorney.com is an informational directory, not a lawyer referral service. We do not provide legal advice. No attorney-client relationship is created by using this site. No attorney listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a bankruptcy lawyer in Neptune City? Review the directory below to compare your options.
2 attorneys listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 2 bankruptcy lawyers in Neptune City, NJ
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Oliver & Legg
2240 NJ-33 Suite 112, Neptune City, NJ 07753
(732) 988-1500 oliver-nj-bankruptcy.com
Stone Mandia, LLC
685 Neptune Blvd, Neptune City, NJ 07753
(732) 531-4300 stonemandia.com
If you live in Neptune City and face overwhelming debt, a bankruptcy lawyer can help you understand your options under New Jersey law. New Jersey follows federal bankruptcy rules but has its own exemption system, which protects certain property like your home equity up to $100,000. A local attorney can guide you through the process at the Trenton federal bankruptcy court, which handles cases for Monmouth County residents.
What Does a Bankruptcy Lawyer in Neptune City Cost?
Bankruptcy lawyer fees in New Jersey vary widely. A Chapter 7 filing typically costs between $1,200 and $2,500 in attorney fees plus a $338 court filing fee. Chapter 13 cases often cost $3,000 to $5,000 due to the longer process. Some lawyers offer payment plans. This is general information not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in Neptune City New Jersey?
To qualify for Chapter 7 in New Jersey, your household income must be below the state median for your family size. For a single person in 2024 the median is about $82,000. If your income is higher you may need to pass a means test to qualify.
How long does a bankruptcy case take in New Jersey?
A Chapter 7 case typically takes 3 to 4 months from filing to discharge. Chapter 13 involves a repayment plan lasting 3 to 5 years. New Jersey requires you to complete a credit counseling course before filing and a debtor education course after.
Can I keep my car if I file for bankruptcy in Neptune City?
Yes you may keep your car if the equity is covered by New Jersey exemptions. New Jersey allows a motor vehicle exemption up to $3,775. If your car is worth more you might still keep it by reaffirming the loan or paying the excess value in a Chapter 13 plan.
Need a Bankruptcy Lawyer?
Contact this list of lawyers to find the right fit for your situation.
About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of New Jersey.