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HomeBankruptcy LawyersNew Jersey › Toms River

Find Bankruptcy Lawyers Near You in Toms River, NJ

Browse bankruptcy lawyers serving Toms River, New Jersey. Updated 2026-07-14.

The top-rated bankruptcy lawyer in Toms River, New Jersey is Silvio M. Silvi Attorney at Law, L.L.C., rated 4.9 stars across 94 reviews. Other highly rated options include Straffi & Straffi Attorneys at Law | Bankruptcy Attorney and Divorce Lawyer, The Law Office of MaryBeth Schroeder, Fedele & Honschke Attorneys at Law, L.L.C.. This directory lists 15 bankruptcy lawyers serving Toms River.

Showing 15 bankruptcy lawyers in Toms River, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Silvio M. Silvi Attorney at Law, L.L.C.189 NJ-37(732) 349-4949
2Straffi & Straffi Attorneys at Law | Bankruptcy Attorney and Divorce Lawyer670 Commons Way(732) 573-4088
3The Law Office of MaryBeth Schroeder984 NJ-166 #6(732) 228-7400
4Fedele & Honschke Attorneys at Law, L.L.C.202 NJ-37 Suite 4(732) 608-2464
5Regina L. Gelzer, Attorney-at-Law, LLC984 NJ-166 #6(732) 608-0560
6Kelaher, Van Dyke, Moriarty & Kalksma680 Hooper Ave Suite 302(732) 505-5444
7Gillman Capone Law2 Hooper Ave Suite 6A(848) 353-0857
8Law Office of David A. Semanchik248R Washington St(732) 240-4055
9South Jersey Legal Services215 Main St(800) 496-4570
10John J Novak Law Offices PC3 Franklin Ave(732) 505-4321
SM
189 NJ-37
Silvio M. Silvi Attorney at Law, L.L.C.
Bankruptcy Lawyer · Toms River, NJ

Silvio M. Silvi Attorney at Law, L.L.C. serves clients in Toms River, New Jersey, and the surrounding Ocean County area with focused bankruptcy law representation. The firm helps individuals and businesses navigate complex federal bankruptcy procedures, offering guidance on both Chapter 7 asset liquidation and Chapter 13 debt reorganization. Its practice also addresses automatic stay protections and creditor harassment matters, assisting clients in achieving legal discharge of eligible debts. The firm handles foreclosure avoidance strategies within bankruptcy proceedings.

SS
670 Commons Way
Straffi & Straffi Attorneys at Law | Bankruptcy Attorney and Divorce Lawyer
Bankruptcy Lawyer · Toms River, NJ

Straffi & Straffi Attorneys at Law provides legal services for individuals and businesses facing financial distress, including bankruptcy representation under Chapters 7 and 13 of the U.S. Bankruptcy Code. It also handles divorce and family law matters that intersect with debt resolution. The firm assists clients who need to stop foreclosure, manage wage garnishments, or restructure overwhelming obligations. Its typical clients include owners of single-family homes, apartments, retail spaces, and restaurants located throughout the Toms River area.

LO
984 NJ-166 #6
The Law Office of MaryBeth Schroeder
Bankruptcy Lawyer · Toms River, NJ

The Law Office of MaryBeth Schroeder assists homeowners, businesses, and individuals facing financial difficulties with bankruptcy filings in Toms River, New Jersey. The firm provides guidance on Chapter 7 and Chapter 13 bankruptcy options, helping clients navigate debt relief and asset protection under federal law. Residents and commercial entities throughout Ocean County rely on this practice for professional legal counsel. The office also serves clients in nearby Lakewood and the broader Jersey Shore metropolitan area.

FH
202 NJ-37 Suite 4
Fedele & Honschke Attorneys at Law, L.L.C.
Bankruptcy Lawyer · Toms River, NJ

Serving Toms River and surrounding communities in Ocean County, Fedele & Honschke Attorneys at Law, L.L.C. handles bankruptcy cases for individuals and small businesses. The firm assists clients with Chapter 7 and Chapter 13 filings, addressing issues such as debt discharge and repayment plan development. It also manages related creditor negotiations and court proceedings. For a typical job, the practice reviews each client's financial situation and available exemptions before preparing and submitting the required court paperwork.

RL
984 NJ-166 #6
Regina L. Gelzer, Attorney-at-Law, LLC
Bankruptcy Lawyer · Toms River, NJ

Bankruptcy lawyers provide a single, focused legal service that typically does not require recurring visits, whereas many other attorneys offer ongoing representation. Serving clients in Toms River, New Jersey, Regina L. Gelzer, Attorney-at-Law, LLC assists individuals and businesses with Chapter 7 and Chapter 13 bankruptcy filings. This practice handles the full legal process of debt relief, from initial consultation through court proceedings. Services are provided on a one-time, case-specific basis.

KV
680 Hooper Ave Suite 302
Kelaher, Van Dyke, Moriarty & Kalksma
Bankruptcy Lawyer · Toms River, NJ

Kelaher, Van Dyke, Moriarty & Kalksma specializes in bankruptcy law, guiding clients in Toms River through Chapter 7 and Chapter 13 filings. The firm works to manage unmanageable debt, halt creditor harassment, and navigate the complexities of federal bankruptcy code. It eases the burden of overwhelming financial obligations with clear procedural steps. For those facing home foreclosure or repossession during the winter holidays, the office provides timely counsel on filing to protect essential property and start the new year with a fresh financial outlook.

GC
2 Hooper Ave Suite 6A
Gillman Capone Law
Bankruptcy Lawyer · Toms River, NJ

Gillman Capone Law handles bankruptcy filings and debtor relief matters for clients in Toms River, New Jersey. The practice focuses on Chapter 7 and Chapter 13 bankruptcy cases, offering guidance through the legal process. It assists individuals and small business owners with debt restructuring and financial reorganization. The firm serves commercial sectors including offices, warehouses, and food service establishments.

LO
248R Washington St
Law Office of David A. Semanchik
Bankruptcy Lawyer · Toms River, NJ

The Law Office of David A. Semanchik assists clients in Toms River, NJ, with personal bankruptcy matters aimed at addressing residential debt concerns. Commercial bankruptcy services are also available to local businesses needing financial restructuring. The firm covers clients throughout the Ocean County region of New Jersey. Each case receives direct attention from the attorney throughout the legal process. Follow-up consultations and repeat service are available between regular visits to address ongoing financial questions or adjustments to the repayment plan.

SJ
215 Main St
South Jersey Legal Services
Bankruptcy Lawyer · Toms River, NJ

As the holiday season and winter months approach, many local residents in Toms River face mounting credit card and medical debts. South Jersey Legal Services responds by offering guidance through the Chapter 7 or Chapter 13 bankruptcy process. The firm helps clients assess their financial situation and understand available legal options for discharging unsecured obligations or establishing a manageable repayment plan. A lawyer will then schedule an initial case review to gather documents and determine the most suitable course of action.

JJ
3 Franklin Ave
John J Novak Law Offices PC
Bankruptcy Lawyer · Toms River, NJ

John J Novak Law Offices PC is known for guiding individuals and businesses through Chapter 7 and Chapter 13 bankruptcy proceedings in Toms River, NJ. The firm serves clients facing overwhelming debt, foreclosure, or wage garnishment with practical legal solutions. It focuses on helping locals understand their rights and options under federal bankruptcy law. Additional services include negotiation with creditors to stop collection calls and lawsuits.

SB
1130 Hooper Ave #1
Schuman & Butz PC
Bankruptcy Lawyer · Toms River, NJ
(732) 349-4400
OL
609 Main St
Oliver & Legg
Bankruptcy Lawyer · Toms River, NJ
(732) 341-1550
oliverandlegg.com
LM
200 N Main St #7400
Lee M Perlman Law Offices
Bankruptcy Lawyer · Toms River, NJ
(609) 265-9065
newjerseybankruptcy.com
MN
1 Hadley Ave
Manchel New Jersey Bankruptcy Law
Bankruptcy Lawyer · Toms River, NJ
(732) 240-2300
bankruptcylawyer-nj.com/ocean-county-bankruptcy-assistance/toms-river-bankruptcy-lawyers
ML
1400 Hooper Ave
McGinn Law Firm
Bankruptcy Lawyer · Toms River, NJ
(908) 601-7177
mcginntaxresolution.com/contact-us

What Does a a Bankruptcy Lawyer in Toms River Cost?

Filing fees for Chapter 7 bankruptcy in New Jersey are currently 338 dollars and for Chapter 13 are 313 dollars. Attorney fees for a simple Chapter 7 case range from 1,200 to 2,500 dollars. Chapter 13 attorney fees are often higher and may be paid through the repayment plan. Costs vary based on case complexity and the attorney you choose. This is general information and not legal advice.

About bankruptcy lawyers in Toms River

If you live in Toms River New Jersey and face overwhelming debt a bankruptcy lawyer can help you understand your options. New Jersey bankruptcy cases are filed in the United States Bankruptcy Court for the District of New Jersey which has a division in Trenton. Local attorneys are familiar with Ocean County exemptions and the means test required for Chapter 7 relief.

Frequently Asked Questions

What is the difference between Chapter 7 and Chapter 13 bankruptcy in New Jersey?

Chapter 7 bankruptcy allows you to discharge most unsecured debts after liquidating non-exempt assets. Chapter 13 bankruptcy involves a 3 to 5 year repayment plan based on your income. In New Jersey the means test determines if you qualify for Chapter 7.

How long does a bankruptcy case take in Toms River New Jersey?

A Chapter 7 case typically takes 3 to 6 months from filing to discharge. A Chapter 13 repayment plan lasts 3 to 5 years. The court requires a credit counseling course before filing and a debtor education course after filing.

What property can I keep in a New Jersey bankruptcy?

New Jersey allows you to use state or federal exemptions to protect property. State exemptions include up to 23,675 in home equity and up to 5,000 in vehicle equity. Personal property and retirement accounts may also be protected.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each bankruptcy lawyer's current standing with the State Bar of New Jersey.