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Compare bankruptcy lawyers in Vernon Township. Review contact information and practice areas before you decide.
2 attorneys listed
Updated May 2026
Vernon Township, NJ
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Showing 2 bankruptcy lawyers in Vernon Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Law Offices of James C. Zimmermann
244 NJ-94, Vernon Township, NJ 07462
(973) 764-1633 jzlawyer.com
Law Offices of James C. Zimmermann
244 NJ-94, Vernon Township, NJ 07462
(973) 764-1633 jzlawyer.com
Residents of Vernon Township, New Jersey, who are facing overwhelming debt may consider filing for bankruptcy. A local lawyer can guide you through the process under New Jersey law, including the means test required for Chapter 7. The United States Bankruptcy Court for the District of New Jersey handles cases for Sussex County residents.
What Does a Bankruptcy Lawyer in Vernon Township Cost?
The cost to hire a bankruptcy lawyer in New Jersey typically ranges from $1,200 to $3,500 for a simple Chapter 7 case. Chapter 13 cases often cost more, from $3,000 to $6,000, because they involve a repayment plan. Court filing fees are separate, currently $338 for Chapter 7 and $313 for Chapter 13. These costs vary by case complexity and attorney fees. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in New Jersey?
To qualify for Chapter 7 in New Jersey, your income must be below the state median for your household size. The median income is updated periodically by the U.S. Trustee Program. A lawyer can help calculate if you pass the means test.
How long does a bankruptcy stay on my credit report in New Jersey?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. This is a federal rule that applies in New Jersey and all other states.
Can I keep my car or house if I file for bankruptcy in Vernon Township?
New Jersey allows you to use state or federal exemptions to protect certain property. For example, you can exempt up to $1,000 in vehicle equity under state law. A lawyer can explain which exemptions apply to your assets.
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Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of New Jersey.