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Compare bankruptcy lawyers in Garner. Review contact information and practice areas before you decide.
2 attorneys listed
Updated May 2026
Garner, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of North Carolina before hiring.
Showing 2 bankruptcy lawyers in Garner, NC
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Law Offices of John T. Orcutt
143 US-70, Garner, NC 27529
(919) 747-4400 billsbills.com
Law Offices of John T. Orcutt
143 US-70, Garner, NC 27529
(919) 747-4400 billsbills.com
If you live in Garner, North Carolina and face overwhelming debt, a bankruptcy lawyer can help you understand your options. North Carolina law allows you to file for Chapter 7 or Chapter 13 bankruptcy in the Eastern District of North Carolina. A local attorney can guide you through the means test and help protect your assets under North Carolina exemption laws.
What Does a Bankruptcy Lawyer in Garner Cost?
The cost of hiring a bankruptcy lawyer in North Carolina varies. For a simple Chapter 7 case, attorney fees typically range from $1,200 to $2,500. Chapter 13 cases often cost between $3,000 and $5,000, with some paid through the repayment plan. Court filing fees are separate: $338 for Chapter 7 and $313 for Chapter 13. Costs depend on case complexity and the attorney you choose. This is general information, not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in North Carolina?
To qualify for Chapter 7 in North Carolina, your household income must be below the state median for your family size. The median income for a single person in North Carolina is about $55,000 as of 2024. If your income is higher, you may still qualify after passing the means test.
How long does a Chapter 13 bankruptcy last in North Carolina?
A Chapter 13 bankruptcy in North Carolina typically lasts 3 to 5 years. You must complete a court-approved repayment plan. The length depends on your income and whether your income is below the state median.
What property can I keep if I file for bankruptcy in Garner?
North Carolina allows you to use state exemptions to protect certain property. You can keep up to $35,000 of equity in your home and up to $5,000 in a vehicle. Other exemptions cover household goods, retirement accounts, and tools of your trade.
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About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of North Carolina.