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Compare bankruptcy lawyers in Smithfield. Review contact information and practice areas before you decide.
2 attorneys listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Rhode Island before hiring.
Showing 2 bankruptcy lawyers in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Law Offices of Harwood Garland & McKiernan
9 Thurber Blvd D, Smithfield, RI 02917
(401) 723-9655 harwoodgarlandmckiernan.com
Howell Law Offices, LLC
265 George Washington Hwy, Smithfield, RI 02917
(401) 233-4020
If you live in Smithfield Rhode Island and face overwhelming debt a bankruptcy lawyer can help you understand your options. Rhode Island follows federal bankruptcy law with specific state exemptions for property and assets. Local attorneys can guide you through the process of filing in the U.S. Bankruptcy Court for the District of Rhode Island.
What Does a Bankruptcy Lawyer in Smithfield Cost?
In Rhode Island the average cost for a Chapter 7 bankruptcy lawyer ranges from $1,200 to $2,500 for a straightforward case. Chapter 13 cases often cost more, typically between $3,000 and $5,000, because they require more court involvement. These fees do not include the $338 filing fee for Chapter 7 or the $313 fee for Chapter 13. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in Smithfield Rhode Island?
To qualify for Chapter 7 in Rhode Island you must pass the means test which compares your income to the state median income for your household size. For a single person the median income in Rhode Island is around $60,000 as of 2023 but this amount changes periodically.
What property can I keep if I file bankruptcy in Rhode Island?
Rhode Island law allows you to use either state or federal exemptions to protect property. State exemptions include up to $500,000 in home equity and up to $12,000 in vehicle equity. You can also exempt household goods and tools of your trade up to certain limits.
How long does a bankruptcy case take in Rhode Island?
A Chapter 7 bankruptcy case typically takes three to six months from filing to discharge. Chapter 13 cases last three to five years as you complete a repayment plan. The timeline depends on court schedules and the complexity of your case.
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About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of Rhode Island.