The top-rated consumer protection lawyer in Everett, Massachusetts is Kevin Glory Law Office, rated 4.8 stars across 109 reviews. Other highly rated options include Mills & Born, LLP, Law Office of Thomas P. Glynn, Scalli Murphy Law, P.C.. This directory lists 18 consumer protection lawyers serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Glory Law Office | 459 Broadway # 308 | (617) 381-8990 |
| 2 | Mills & Born, LLP | 33 Chelsea St | (781) 321-1402 |
| 3 | Law Office of Thomas P. Glynn | 537 Broadway | (617) 454-4410 |
| 4 | Scalli Murphy Law, P.C. | 537 Broadway | (617) 387-7000 |
| 5 | Law Offices of Terrence W Kennedy | 512 Broadway | (617) 387-9809 |
| 6 | Centurion Legal Group - Everett | Keystone Building, 369 Broadway #206 | (617) 433-9444 |
| 7 | Coral Law, P.C. | 512 Broadway | (617) 454-4002 |
| 8 | Delory Paul A | 365 Broadway #3 | (617) 387-3000 |
| 9 | John Mackey PC | 14 Norwood St | (617) 387-4900 |
| 10 | Joseph Cataldo Law Office | 369 Broadway | (617) 381-9600 |
Kevin Glory Law Office serves Everett and the surrounding Greater Boston area as a Consumer Protection lawyer. The firm handles cases involving unfair or deceptive business practices, which can include issues with faulty products and misleading advertising. They also address problems with debt collection harassment and unauthorized charges on accounts. This practice specifically assists clients with resolving disputes over defective vehicles and improper billing from contractors or service providers.
Mills & Born, LLP in Everett, MA provides legal services for individuals facing unfair debt collection, identity theft, and fraudulent business practices. Its consumer protection work helps clients resolve disputes over defective products, hidden fees, and improper credit reporting. The firm pursues compensation and corrective action through negotiations or litigation. It assists consumers who own single-family homes, apartments, retail stores, and restaurants with related legal claims.
The Law Office of Thomas P. Glynn represents homeowners and tenants facing unfair debt collection, credit reporting errors, and deceptive lending practices in Everett, Massachusetts. The firm handles consumer protection claims under state and federal law, including violations of the Fair Debt Collection Practices Act. It also assists small business owners resolving contract disputes and predatory service agreements. Its practice extends to serving clients throughout Middlesex County and nearby communities such as Malden and Medford.
Scalli Murphy Law, P.C. serves Everett, Massachusetts, and the surrounding communities, focusing exclusively on consumer protection matters. The firm handles cases involving unfair debt collection, credit reporting errors, and deceptive business practices as defined under state and federal law. Its general approach to a typical job involves investigating the client’s complaint, gathering supporting documentation, and pursuing a legal remedy through negotiation or litigation against the offending party.
The firm focuses on consumer protection litigation, addressing unlawful debt collection practices and unfair credit reporting issues. It also handles disputes involving defective products and misleading sales contracts for clients in Everett and the surrounding area. The Law Offices of Terrence W Kennedy represents individuals facing financial harm from predatory lending or identity theft. Beyond litigation, it reviews agreements for hidden fees and deceptive terms. This firm advises homeowners confronting fraudulent home repair schemes or foreclosure rescue scams during economic downturns.
Clients seek consumer protection representation either for a single dispute, such as a defective product or debt collection violation, or for ongoing issues like repeated billing errors or predatory lending practices. Centurion Legal Group - Everett serves clients in Everett, MA, addressing these concerns by advising on consumer rights and advocating against unfair business tactics. Services are provided on an as-needed basis, with each matter handled independently based on client needs without a predetermined schedule.
When unexpected medical bills or housing disputes arise in Everett, Coral Law, P.C. provides guidance as a Consumer Protection Lawyer. They assist clients navigating financial disputes, debt collection harassment, or identity theft claims. Their work helps local individuals address faulty products or unfair lending practices. After an initial consultation, the attorney conducts a formal review of all relevant contracts, credit reports, and correspondence. This inspection step determines the viability of a potential Fair Credit Reporting Act or Truth in Lending Act claim.
Delory Paul A provides legal representation for consumers facing issues such as fraud, debt collection abuse, and defective products in Everett, Massachusetts. The firm focuses on violations of state and federal consumer protection laws, assisting clients with disputes over unfair business practices. It represents individuals and small businesses that have suffered financial harm due to predatory lending or warranty breaches. Commercial sectors served include local offices, retail stores, restaurants, and food service providers.
John Mackey PC is known for representing clients in Everett, MA, in disputes involving unfair business practices and defective products. The firm handles cases about deceptive advertising, debt collection harassment, and warranty breaches. Its services include negotiating settlements, filing complaints with regulatory agencies, and pursuing litigation for financial harm caused by fraud or negligence. A specialty add-on service is handling claims for unauthorized charges on credit reports.
Joseph Cataldo Law Office serves residential clients in Everett, Massachusetts, with legal advocacy in consumer protection matters. The firm also handles commercial cases involving unfair business practices and debt collection disputes throughout the surrounding area. These services address issues such as defective products, fraud, and violations of consumer rights. The practice assists individuals and businesses in seeking remedies through negotiation or litigation. Clients can schedule follow-up representation for ongoing legal needs or return for help with new issues between regular visits.
What Does a a Consumer Protection Lawyer in Everett Cost?
Consumer protection lawyers in Massachusetts typically charge on a contingency fee basis, meaning you pay no hourly rate and no upfront retainer. The fee is a percentage of the money you recover, usually between 25% and 33% if the case settles before trial, and up to 40% if the case goes to trial or appeal. Some lawyers also charge a small flat fee for initial consultation, often $100 to $300, but many offer a free initial consultation. Out-of-pocket costs, such as court filing fees (typically $200 to $400), service of process fees, and expert witness fees, may be advanced by the lawyer and deducted from your settlement. Under fee-shifting statutes like Chapter 93A, if you win, the defendant must pay your attorney fees, so your net recovery may be higher than the contingency percentage suggests.
This information is general and does not constitute legal advice. Costs and fee structures vary by lawyer and case. You should discuss all fees and costs directly with a qualified attorney before signing any agreement.
About consumer protection lawyers in Everett
Consumer protection law serves as a critical shield for residents of Everett, Massachusetts, who face unfair, deceptive, or abusive practices in the marketplace. These legal protections cover a wide range of misconduct, including deceptive trade practices, outright fraud, lemon law violations for defective vehicles, harassment from debt collectors, identity theft, warranty disputes, and predatory lending schemes. In Everett, a city with a dense mix of auto dealerships, home service contractors, and retail businesses, consumers frequently encounter situations where businesses take advantage of their lack of legal knowledge or bargaining power. A consumer protection lawyer helps level this playing field by enforcing state and federal laws designed to hold wrongdoers accountable and recover financial losses, statutory damages, and attorney fees.
Massachusetts provides some of the strongest consumer protection laws in the United States, primarily through the Massachusetts Consumer Protection Act, codified in Massachusetts General Laws Chapter 93A. This statute prohibits unfair or deceptive acts or practices in trade or commerce. Unlike many states, Massachusetts does not require a consumer to prove the business acted intentionally or knowingly in all cases; mere unfairness can be enough. The state also has a specific Lemon Law for new and used vehicles under M.G.L. c. 90, Section 7N1/2, which requires manufacturers to repair substantial defects within a reasonable number of attempts or buy back the vehicle. The Massachusetts Attorney General’s Office enforces these laws through its Consumer Advocacy and Response Division. A powerful feature of Chapter 93A is the availability of treble damages — meaning a court can award three times the actual damages — if a business willfully or knowingly violates the law. Additionally, the statute includes mandatory attorney fee shifting, which means if a consumer wins, the defendant must pay the consumer’s reasonable attorney fees and costs, making it financially feasible to pursue even smaller claims.
Common consumer issues in Everett often involve auto dealer fraud, where dealerships misrepresent a vehicle’s history, mileage, or condition. Home repair scams are also prevalent, with contractors demanding large upfront payments and then performing shoddy work or disappearing entirely. Telemarketing fraud, including robocalls and fake charity solicitations, continues to target residents. Credit reporting errors under the Fair Credit Reporting Act (FCRA) are another frequent problem, where incorrect information on a credit report can damage a consumer’s ability to get a loan, rent an apartment, or even secure a job. Unfair debt collection practices under the Fair Debt Collection Practices Act (FDCPA) remain a major source of distress, with collectors calling at all hours, threatening legal action they cannot take, or contacting third parties about a debt. Each of these issues has specific legal remedies, and a consumer protection lawyer can identify which laws apply and what damages are recoverable.
The Fair Debt Collection Practices Act (FDCPA) provides robust protections for Everett consumers against abusive debt collectors. Under federal law, a debt collector cannot call before 8 a.m. or after 9 p.m., cannot use profane language, cannot threaten arrest or wage garnishment without a court order, and cannot call your workplace if you tell them not to. Collectors must send a written validation notice within five days of first contact, informing you of the amount owed, the original creditor, and your right to dispute the debt within 30 days. If you send a written cease and desist letter, the collector must stop all communication except to confirm no further contact will occur or to notify you of a specific legal action. For each violation of the FDCPA, a consumer can recover statutory damages of up to $1,000, plus actual damages and attorney fees. In Massachusetts, state law under Chapter 93A adds even stronger protections, including the possibility of treble damages for unfair debt collection practices. These overlapping protections mean that a single harassing phone call could result in significant financial liability for the collector.
When hiring a consumer protection lawyer in Everett, most cases are handled on a contingency fee basis, meaning you pay nothing upfront and the lawyer takes a percentage of any recovery, typically between 25% and 40%. Because of fee-shifting statutes like Chapter 93A and the FDCPA, many lawyers will also take cases where the potential recovery is modest because they know the defendant will have to pay their fees if they win. This makes consumer protection litigation accessible to people who cannot afford hourly rates. For cases involving widespread harm, such as a company defrauding many Everett residents, a class action may be appropriate. In a class action, one or a few plaintiffs represent a larger group, and the court awards damages or injunctive relief for the entire class. Class actions can be particularly effective against large corporations that engage in systematic deceptive practices, such as hidden fees, false advertising, or data breaches. Your lawyer will help determine whether your case is suitable for individual litigation or class action treatment.
To build a strong consumer protection claim, you must document everything from the moment you suspect a problem. Save all correspondence, including emails, letters, and text messages. Keep copies of contracts, receipts, invoices, and any written warranties. Record the dates, times, and content of every phone call, including the name of the person you spoke with and their direct phone number. Massachusetts is a two-party consent state for recording phone calls, meaning you cannot legally record a conversation without the other party’s knowledge and consent. However, you can take detailed written notes immediately after each call. Also file a complaint with the Massachusetts Attorney General’s Office and the Federal Trade Commission (FTC). While these agencies may not resolve your individual case, their records can be used as evidence of a pattern of misconduct. A consumer protection lawyer will use your documentation to draft a demand letter under Chapter 93A, which must be sent at least 30 days before filing a lawsuit, giving the business a final chance to settle before facing treble damages and attorney fees.
Frequently Asked Questions
What specific Massachusetts law protects Everett consumers from auto dealer fraud, and what is the deadline to file a claim?
Massachusetts General Laws Chapter 93A protects consumers from unfair or deceptive auto dealer practices, such as odometer rollback, undisclosed salvage titles, or misrepresentation of a vehicle’s condition. You must send a written demand letter to the dealer at least 30 days before filing a lawsuit. The statute of limitations for a Chapter 93A claim is four years from the date of the violation. For used cars, the state Lemon Law (M.G.L. c. 90, Section 7N1/2) applies to vehicles under 40,000 miles or within one year of purchase, and you must report defects within 30 days of discovery.
How much does it cost to hire a consumer protection lawyer in Everett, and are there any upfront fees?
Most consumer protection lawyers in Everett work on a contingency fee basis, meaning you pay nothing upfront. The lawyer takes a percentage of your recovery, typically 25% to 40%, depending on the complexity of the case. If you win, the defendant often pays your attorney fees under fee-shifting statutes like Chapter 93A or the FDCPA. Some lawyers may charge a small retainer for out-of-pocket costs, such as filing fees (typically $200 to $400) or expert witness fees, but these are usually deducted from your settlement. Always ask for a written fee agreement before signing.
What is the typical timeline for a consumer protection lawsuit in Massachusetts, from demand letter to trial?
The process begins with a 30-day demand letter under Chapter 93A, which gives the business a chance to settle. If no settlement is reached, your lawyer files a complaint in court. The discovery phase, where both sides exchange documents and take depositions, can take 6 to 12 months. Many cases settle during mediation or before trial. If the case goes to trial, it may take 12 to 18 months from filing to verdict. Small claims cases in Massachusetts District Court are faster, often resolved within 3 to 6 months, but damages are capped at $7,000.