The top-rated foreclosure attorneie in Taunton, Massachusetts is Percy Law Group, PC, rated 4.9 stars across 377 reviews. Other highly rated options include Law Office of Alexander M. Nesson, Cohen Cleary, P.C., Kelliher & Beyer, LLP. This directory lists 18 foreclosure attorneies serving Taunton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Percy Law Group, PC | 4 Court St | (781) 444-1980 |
| 2 | Law Office of Alexander M. Nesson | 4 Court St suite 105 | (508) 828-6540 |
| 3 | Cohen Cleary, P.C. | 122 Dean St | (508) 880-6677 |
| 4 | Kelliher & Beyer, LLP | 645 County St Unit 6A | (508) 960-1112 |
| 5 | Robert Simonian Bankruptcy Lawyer | 155 Main St | (508) 678-4000 |
| 6 | Robert Finlay - Attorney at Law - BIEDAK & FINLAY LAW PLLC | 57 Main St | (508) 821-2600 |
| 7 | Law Offices of Rachel M. Matos | 4 Winthrop St #203 | (508) 206-9334 |
| 8 | Law Offices of Vassil Nenkov, P.C. | 60 Main St | (508) 822-8785 |
| 9 | A Bankruptcy Solution | 11 Court St | (508) 821-7979 |
| 10 | Gay & Gay: David Gay | 73 Washington St | (508) 822-2071 |
Percy Law Group, PC serves homeowners and financial institutions across Bristol County from its Taunton, Massachusetts office. The firm focuses on foreclosure defense and mortgage litigation for property owners facing default. It also assists lenders with deed in lieu of foreclosure proceedings to resolve delinquent loans efficiently. Additionally, the practice handles loan modification negotiations with banks to help borrowers avoid the loss of their homes.
The Law Office of Alexander M. Nesson in Taunton, MA, provides foreclosure defense, loan modification negotiations, and deed-in-lieu of foreclosure proceedings. The firm assists clients from the initial notice of default through the final judgment and property transfer stages. It represents homeowners requiring legal protection during the foreclosure process to prevent unnecessary property loss. The attorney’s practice handles residential single-family homes, apartment buildings, and local retail and restaurant properties requiring deed or title review.
Cohen Cleary, P.C. serves homeowners, investors, and property managers facing mortgage default or foreclosure proceedings in the Taunton area. The firm handles default counseling, loan modification negotiations, and litigation against lenders to protect property rights through Massachusetts foreclosure laws. Its practice also includes advising on short sales and deed-in-lieu arrangements to prevent auction. The office provides these foreclosure defense services for clients throughout the greater Taunton metro and extends its practice into neighboring communities such as Raynham.
Kelliher & Beyer, LLP serves homeowners and financial institutions in Taunton, Massachusetts and surrounding communities, handling foreclosure-related legal matters. The firm manages the default process, including pre-foreclosure consultations, loan modification assistance, and deed-in-lieu arrangements. It also represents clients at foreclosure auctions and in post-sale eviction proceedings. For a typical case, the firm reviews the borrower’s financial circumstances, then negotiates with the lender or proceeds through the statutory foreclosure timeline while keeping clients informed at each step.
Robert Simonian Bankruptcy Lawyer provides foreclosure defense and loan modification services in Taunton, Massachusetts. The firm works with homeowners facing lender actions to explore their available legal options. It also assists clients with bankruptcy filings as an alternative to foreclosure. Property owners often contact this attorney when they have missed several mortgage payments and have received a notice of default from their bank. During slower real estate seasons, such as the winter months, the office helps homeowners prepare documentation for a loan modification application.
Robert Finlay - Attorney at Law - BIEDAK & FINLAY LAW PLLC handles both one-time foreclosure defense consultations and ongoing legal representation for clients in Taunton, MA. This firm advises homeowners at risk of losing their property to foreclosure through lender negotiations or court proceedings. It also offers continuing support for those navigating loan modifications or bankruptcy alternatives. Services are available on both a one-time and as-needed basis depending on each client’s specific legal circumstances.
For homeowners in southeastern Massachusetts who face rising mortgage payments or unexpected liens, the uncertainty of potential foreclosure can be overwhelming. The Law Offices of Rachel M. Matos, based in Taunton, MA, provides legal services focused on foreclosure defense and loss mitigation. Their work includes evaluating loan documents for errors, negotiating with lenders to modify terms, and filing legal responses to halt proceedings. Property owners seeking guidance are encouraged to schedule an initial case assessment at the firm’s office to review their current situation.
Law Offices of Vassil Nenkov, P.C., located in Taunton, MA, handles legal matters concerning real estate property. The firm specializes in foreclosure attorney services for property owners and financial institutions in the area. Its practice addresses legal procedures related to mortgage defaults and property reclamation. The office assists with lender rights, borrower defenses, and the transfer of deed titles. Law Offices of Vassil Nenkov, P.C., is available to commercial sectors including offices, warehouses, and food service operations.
A Bankruptcy Solution in Taunton, MA, handles residential foreclosure defense for homeowners facing property loss. The firm also addresses commercial foreclosure matters and extends its legal services throughout the surrounding region. Attorneys evaluate client financial situations and available loss mitigation options before initiating court filings. The practice accommodates follow-up consultations and continued representation between regular scheduled visits to monitor case progress and adjust legal strategies as needed.
Gay & Gay: David Gay is a foreclosure attorney known for addressing residential and commercial property default issues in Taunton, MA. The practice assists clients with lender negotiations and pre-foreclosure counseling to avoid unnecessary property loss. It also handles legal filings and court proceedings related to mortgage delinquencies. A specialty service the firm can add on is representing homeowners in loan modification denials.
What Does a a Foreclosure Attorney in Taunton Cost?
Foreclosure attorney costs in Massachusetts vary based on the complexity of the case and the specific services required. Flat fees for standard foreclosure defense typically range from $1,500 to $5,000, which usually includes reviewing documents, filing an answer, negotiating with the lender, and attending mediation. Hourly billing rates range from $200 to $400 per hour, with retainers of $2,500 to $5,000 commonly required. Additional expenses such as court filing fees, process server costs, and expert witness fees are typically billed separately. Some attorneys offer payment plans or reduced rates for homeowners who qualify based on income.
For more complex cases involving bankruptcy or litigation, fees can reach $7,500 to $15,000 or more. Homeowners should request a detailed fee agreement in writing before hiring an attorney, specifying what services are included and what may incur additional charges. This information is general and does not constitute legal advice. You should consult with a qualified attorney to discuss your specific situation and obtain accurate fee information.
About foreclosure attorneies in Taunton
Facing foreclosure in Taunton, Massachusetts can be an overwhelming experience, but homeowners have several legal options to consider before losing their property. Foreclosure defense begins with understanding the pre-foreclosure period, which typically starts after a homeowner misses three to four monthly mortgage payments. During this time, the lender files a notice of default, and the homeowner has a limited window to pursue alternatives such as loan modification, short sale, or deed in lieu of foreclosure. Bankruptcy, particularly Chapter 13, can serve as a powerful foreclosure defense by imposing an automatic stay that halts all collection activities. Reinstatement is another option, allowing the homeowner to pay the entire past-due amount plus fees and costs by a specific deadline, usually up to the date of the foreclosure sale. Each of these paths requires careful evaluation of the homeowners financial situation and the lenders willingness to negotiate.
Massachusetts operates under a non-judicial foreclosure process, meaning lenders can foreclose without going through the court system in most cases. The timeline begins with the lender recording a notice of default at the Registry of Deeds, followed by a 90-day right to cure period for owner-occupied properties. After this period expires, the lender must publish a notice of sale in a local newspaper once per week for three consecutive weeks, with the sale occurring at least 21 days after the first publication. Massachusetts law provides a statutory right of redemption, allowing homeowners to reclaim their property by paying the full foreclosure sale price plus interest within one year of the sale. Deficiency judgments are permitted in Massachusetts, meaning if the property sells for less than the mortgage balance, the lender can pursue the homeowner for the remaining amount. The primary state statute governing foreclosures is Massachusetts General Laws Chapter 244, Sections 14 and 35A, which outline the power of sale and borrower protections.
Homeowners in Taunton have specific rights under both state and federal law that can delay or prevent foreclosure. The right to cure allows the homeowner to bring the loan current by paying all missed payments, late fees, and costs within the 90-day period after receiving the notice of default. Massachusetts also offers a right to mediation through the HomeCorps program, which provides free foreclosure mediation services to eligible homeowners. Lenders must send required notices including the notice of default, notice of sale, and a notice of the homeowners right to request mediation. Under federal law, the Real Estate Settlement Procedures Act (RESPA) requires loan servicers to respond to qualified written requests within 30 business days, providing detailed information about the loan and foreclosure status. The Truth in Lending Act (TILA) gives homeowners the right to rescind certain loans within three days of closing, though this right is limited in foreclosure situations. A qualified written request should be sent via certified mail, return receipt requested, and must specifically identify the account and describe the error or information sought.
Loan modification remains one of the most common foreclosure defense strategies in Taunton. The federal Home Affordable Modification Program (HAMP) ended in 2016, but many lenders now offer proprietary modification programs with similar structures. These programs typically require a complete financial package including two years of tax returns, recent pay stubs, bank statements, a hardship letter explaining the reason for default, and a completed application form. If approved, the homeowner enters a trial period plan lasting three to four months, during which they must make reduced monthly payments on time. Common reasons for denial include insufficient income to support the modified payment, missing documentation, failure to complete the trial period, or the property being vacant or not owner-occupied. Some lenders will consider a modification even after a foreclosure sale has been scheduled, though the timeline becomes much more compressed.
When hiring a foreclosure attorney in Taunton, homeowners should expect specific fee structures and service arrangements. Many attorneys charge flat fees ranging from $1,500 to $5,000 for foreclosure defense representation, depending on the complexity of the case and whether litigation is required. Hourly rates typically fall between $200 and $400 per hour, with some attorneys requiring a retainer of $2,500 to $5,000 upfront. The flat fee usually includes reviewing the foreclosure documents, filing an answer in court if necessary, negotiating with the lender, and representing the homeowner at mediation sessions. Additional costs such as filing fees, process server fees, and expert witness fees are typically billed separately. The timeline for foreclosure defense varies widely, from a few weeks for a straightforward loan modification to six months or more if litigation or bankruptcy is involved. Realistic outcomes include loan modification approval, a short sale agreement, a deed in lieu of foreclosure, or in some cases, dismissal of the foreclosure action if the lender fails to follow proper procedures.
Alternatives to foreclosure provide homeowners with options to avoid the full impact of losing their home. A short sale allows the homeowner to sell the property for less than the mortgage balance, with the lender agreeing to accept the proceeds as full satisfaction of the debt. The short sale process typically takes three to six months and requires the lender to approve the sale price and terms. A deed in lieu of foreclosure involves voluntarily transferring the property title to the lender in exchange for release from the mortgage debt. Cash for keys agreements provide the homeowner with a cash payment, usually $2,000 to $5,000, in exchange for vacating the property in good condition. Bankruptcy Chapter 13 allows homeowners to catch up on missed mortgage payments over a three to five year repayment plan through the bankruptcy court, effectively stopping foreclosure and potentially reducing the loan principal through a process called cramdown. Forbearance agreements permit the homeowner to temporarily reduce or suspend payments for a set period, typically three to twelve months, with the missed amounts added to the end of the loan term.
Frequently Asked Questions
Does Massachusetts have a right of redemption after a foreclosure sale in Taunton?
Yes, Massachusetts law provides a statutory right of redemption for homeowners after a foreclosure sale. Under Massachusetts General Laws Chapter 244, Section 19, the homeowner has one year from the date of the foreclosure sale to redeem the property by paying the full purchase price plus interest at the rate of 5 percent per year. This right applies to both judicial and non-judicial foreclosures, though it does not apply if the property was sold to a bona fide purchaser for value at the sale.
What are the typical costs for hiring a foreclosure attorney in Taunton, Massachusetts?
Foreclosure attorney fees in Taunton generally range from $1,500 to $5,000 for flat fee representation, depending on case complexity and whether litigation is required. Hourly rates typically fall between $200 and $400 per hour, with many attorneys requiring a retainer of $2,500 to $5,000 upfront. Some attorneys offer payment plans or reduced fees for low-income homeowners, and initial consultations often cost between $100 and $300.
How long does the foreclosure process take in Massachusetts from start to finish?
The foreclosure process in Massachusetts typically takes 6 to 12 months from the first missed payment to the foreclosure sale. After the 90-day right to cure period expires, the lender must publish a notice of sale for three consecutive weeks, with the sale occurring at least 21 days after the first publication. Homeowners have one year after the sale to redeem the property, but the actual eviction process can take an additional 30 to 90 days after the redemption period expires.