ADVERTISING DISCLOSURE: BeforeAttorney.com is an informational directory, not a lawyer referral service. We do not provide legal advice. No attorney-client relationship is created by using this site. No attorney listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of foreclosure attorneys in Waco, Texas. Verify credentials with the state bar before hiring.
20 attorneys listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Texas before hiring.
Showing 20 foreclosure attorneys in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Milam & Fanning, PLLC
1521 Austin Ave, Waco, TX 76701
(254) 237-5602 milamfanning.com
Dunnam & Dunnam
4125 W Waco Dr, Waco, TX 76710
(254) 753-6437 dunnamlaw.com
Rainey & Rainey Attorneys At Law PLLC
3809 W Waco Dr, Waco, TX 76710
(254) 457-5083 raineyandrainey.com
Callahan & King, PLLC
2624 Washington Ave, Waco, TX 76710
(254) 863-8599 callahankinglaw.com
Second Chance Lawyer - Merryl Jones
6613 Sanger Ave, Waco, TX 76710
(254) 776-3611 secondchancelawyer.com
Walt Fair, PLLC
1508 N Valley Mills Dr, Waco, TX 76710
(254) 772-6400 waco-title.com
David W Fanning
1521 Austin Ave, Waco, TX 76701
(254) 752-9937 milamfanning.com
Sims Bankruptcy Law, PLLC
600 Austin Ave #23, Waco, TX 76701
(254) 304-7161 simsbankruptcy.com
Law Office of Harvey L. Cox
1600 Lake Air Dr Suite 108, Waco, TX 76710
(254) 233-7300 harveylcox.com
Erin Baker Shank, PC
1902 Austin Ave, Waco, TX 76701
(254) 690-4110 centraltexasbankruptcy.com
Law Office of Evan Simpson, PLLC
1717 Columbus Ave, Waco, TX 76701
(254) 399-9977 hotxlaw.com
Burgett Law Firm, PLLC
510 Austin Ave Ste 25337, Waco, TX 76701
(254) 218-6288 burgettlawfirm.com
Wash & Thomas Attorneys
6613 Sanger Ave, Waco, TX 76710
(254) 776-3611 washthomas.com
Haley & Olson, P.C.
100 Ritchie Rd #200, Waco, TX 76712
(254) 776-3336 haleyolson.com
Pakis, Giotes, Burleson & Deaconson, P.C.
400 Austin Ave, Waco, TX 76701
(254) 297-7300 pakislaw.com
John Malone PLLC
5400 Bosque Blvd #308, Waco, TX 76710
(254) 772-3722 rymap.org
Beard Kultgen Brophy Bostwick & Dickson, PLLC
220 S 4th St, Waco, TX 76701
(254) 776-5500
Smith & Bratcher PC
200 W Hwy 6 #420, Waco, TX 76712
(254) 751-0044 smithbratcher.com
Fugate Law Office
100 N 6th St, Waco, TX 76701
(254) 756-2424 fugatelaw.com
Donald B. Lynn Attorney at Law
2021 Franklin Ave, Waco, TX 76701
(254) 399-0399
Foreclosure attorneys in Waco Texas help homeowners navigate the legal process when they face mortgage default. Texas is a non-judicial foreclosure state which means lenders can foreclose without court approval. A Waco attorney can explain your rights under Texas Property Code Section 51.002 and help you explore options like loan modification or a deed in lieu of foreclosure.
What Does a Foreclosure Attorney in Waco Cost?
Foreclosure attorney fees in Texas vary widely. Some attorneys charge a flat fee between 1500 and 3500 dollars for a standard foreclosure defense. Others bill hourly at rates from 200 to 400 dollars per hour. Some offer free initial consultations. Costs depend on case complexity and whether you need court representation. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
How long does a foreclosure take in Texas?
In Texas the foreclosure process typically takes about 60 to 90 days from the first missed payment. The lender must send a notice of default at least 20 days before the sale date. The actual foreclosure sale is held on the first Tuesday of the month.
Can I stop a foreclosure sale in Waco Texas?
Yes you may be able to stop a foreclosure sale by filing for bankruptcy which triggers an automatic stay. You can also negotiate a loan modification or reinstate the loan by paying the past due amount plus fees. An attorney can review your specific situation and explain your options.
What is a deficiency judgment in Texas?
A deficiency judgment is a court order requiring you to pay the difference between what you owe and what the house sold for at foreclosure. Texas law limits the lenders ability to seek a deficiency on a home loan if the property is a homestead. An attorney can advise you on whether a deficiency judgment is possible in your case.
Need a Foreclosure Attorney?
Contact this list of lawyers to find the right fit for your situation.
About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of Texas.