The top-rated bankruptcy lawyer in Topsfield, Massachusetts is Gillis Law LLC, rated 5.0 stars across 35 reviews. Other highly rated options include Downey Law Group, Law Offices of Eldon D Goodhue PC, Brigantine, P.C.. This directory lists 10 bankruptcy lawyers serving Topsfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gillis Law LLC | 27 Main St | (978) 949-9201 |
| 2 | Downey Law Group | 462 Boston St | (978) 887-1000 |
| 3 | Law Offices of Eldon D Goodhue PC | 458 Newburyport Turnpike | (978) 887-2000 |
| 4 | Brigantine, P.C. | 458 Boston Street (Route, 6 1 2nd Floor, Suite | (978) 561-3090 |
| 5 | Law Offices of Arthur Skarmeas | 447 Boston St #11 | (978) 887-0093 |
| 6 | Watson & Watson, P.C. | 458 Boston St #6 | (978) 462-3177 |
| 7 | Mangos & Stone | 462 Boston St | (978) 887-9100 |
| 8 | The O'Connor Law Firm | 16 S Main St | (978) 887-5580 |
| 9 | Susan C Hubbard Law Office | 430 Boston St | (978) 887-1075 |
| 10 | Attorney Robert Clewell | 58 Main St | (978) 432-2117 |
Gillis Law LLC serves clients in the Topsfield area and throughout Essex County, providing legal representation in bankruptcy matters. The firm assists individuals with debt relief options under federal bankruptcy law. This includes guiding clients through the process of filing for Chapter 7 liquidation or Chapter 13 reorganization of debts. It helps evaluate eligibility for discharge of qualifying obligations while protecting assets where applicable. The office handles local court proceedings and document preparation for these specific bankruptcy filings.
Downey Law Group provides bankruptcy legal services, including Chapter 7 and Chapter 13 filings, for clients in Topsfield, Massachusetts. They offer consultations to assess individual financial situations and explain the bankruptcy process. Their service includes preparation of necessary court documents and representation at hearings. The firm assists with both personal and business bankruptcy cases. They help clients facing foreclosure or overwhelming debt by outlining available options under federal law. Downey Law Group services single-family homes, apartments, retail businesses, and local restaurants.
The Law Offices of Eldon D Goodhue PC in Topsfield, MA assists homeowners and individuals facing financial challenges with bankruptcy filings and debt relief solutions. The firm guides clients through complex legal procedures to reorganize debts or liquidate assets under federal law. It works with local residents to determine eligibility and prepare necessary court documents. The practice extends its services to clients throughout surrounding areas including nearby Middleton.
Brigantine, P.C. serves Topsfield, Massachusetts, and the surrounding North Shore communities with bankruptcy law services. The firm handles Chapter 7 and Chapter 13 filings for individuals and families facing financial difficulty. It also manages creditor negotiations and debt discharge proceedings to help clients achieve legal relief. The approach for a typical job begins with a thorough financial consultation to assess eligibility, followed by the precise preparation and filing of all required court documents.
The Law Offices of Arthur Skarmeas in Topsfield, MA, offers both one-time bankruptcy filings and recurring debt relief services. Unlike one-off consumer case resolutions, the firm provides ongoing representation for clients needing repeated bankruptcy protections over time. The practice covers all standard Chapter 7 and Chapter 13 filings for individuals and small businesses in the area. Service runs on an as-needed basis, with each engagement determined by the client’s immediate financial circumstances and legal requirements.
Watson & Watson, P.C. in Topsfield, MA focuses on Chapter 7 and Chapter 13 bankruptcy filings, helping individuals and small businesses eliminate or restructure unsecured debt through federal court proceedings. The firm also handles creditor harassment defense and foreclosure prevention strategies for local clients. With the end of the year approaching, many residents seek assistance managing holiday spending debts and preventing utility shutoffs during the colder months.
Mangos & Stone provides legal guidance in bankruptcy matters for clients in Topsfield, Massachusetts. The firm focuses on helping individuals and businesses navigate the complexities of debt relief through federal and state bankruptcy proceedings. It assists with the preparation and filing of necessary legal documents to address financial challenges. The company can serve a variety of commercial settings, including local offices, warehouse operations, and food service establishments.
The O'Connor Law Firm in Topsfield, MA provides bankruptcy representation for residential clients facing personal debt challenges, including Chapter 7 and Chapter 13 filings. Commercial bankruptcy services are also available for local businesses in need of financial restructuring or relief. The firm serves the greater Topsfield area and surrounding communities. Clients often return for periodic follow-up consultations regarding their financial standing after their initial bankruptcy case is resolved.
As financial pressures mount during the holiday season or after an unexpected job loss, residents of Topsfield and the surrounding North Shore area often seek relief from overwhelming debt. Susan C Hubbard Law Office provides guidance for individuals and families navigating bankruptcy options under federal law. The firm assists clients in understanding the differences between Chapter 7 and Chapter 13 proceedings. A straightforward initial consultation is available to review an individual’s financial situation and determine the appropriate path forward.
Attorney Robert Clewell in Topsfield, MA is known for guiding individuals and businesses through federal bankruptcy filings. The firm handles Chapter 7 liquidation and Chapter 13 repayment plans for those facing overwhelming debt. With guidance on automatic stay protections and creditor negotiations, clients receive focused legal counsel for financial relief. This practice can also assist with student loan discharge options in bankruptcy cases.
What Does a a Bankruptcy Lawyer in Topsfield Cost?
In Massachusetts, a Chapter 7 bankruptcy filing fee is $338, and a Chapter 13 filing fee is $313 as of 2024. Attorney fees for a simple Chapter 7 case typically range from $1,200 to $2,500. Chapter 13 attorney fees are often higher, ranging from $3,000 to $5,000, and may be paid through the repayment plan. Costs vary based on case complexity, assets, and the specific attorney. This is general information, not legal advice.
About bankruptcy lawyers in Topsfield
If you live in Topsfield, Massachusetts and are struggling with debt, a bankruptcy lawyer can help you understand your options. Massachusetts law allows you to file for Chapter 7 or Chapter 13 bankruptcy in the United States Bankruptcy Court for the District of Massachusetts, which serves Essex County. A local attorney can guide you through the means test and exemptions specific to Massachusetts law.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in Massachusetts?
Chapter 7 bankruptcy wipes out most unsecured debts, but you may need to sell non-exempt assets. Chapter 13 bankruptcy involves a 3-to-5-year repayment plan. Massachusetts has specific exemptions that protect certain property, such as up to $500,000 in home equity under the homestead exemption.
How long does a bankruptcy case take in Topsfield?
A Chapter 7 case typically takes 3 to 6 months from filing to discharge. A Chapter 13 case lasts 3 to 5 years. The Topsfield area falls under the Boston division of the U.S. Bankruptcy Court, so court appearances are held in Boston.
Will I lose my house if I file for bankruptcy in Massachusetts?
Not necessarily. Massachusetts has a generous homestead exemption that protects up to $500,000 of equity in your primary residence if you file the homestead declaration. A bankruptcy lawyer can help you determine if your home is protected under state or federal exemptions.
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