The top-rated bankruptcy lawyer in West Caldwell, New Jersey is Law Office of Levy & Guagliardi, rated 5.0 stars across 295 reviews. Other highly rated options include The Law Offices of Sheryl Gandel Mazur, Kemenczy Law, Minion & Sherman. This directory lists 10 bankruptcy lawyers serving West Caldwell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Law Office of Levy & Guagliardi | 175 Fairfield Ave # 4B | (973) 226-8200 |
| 2 | The Law Offices of Sheryl Gandel Mazur | 195 Fairfield Ave STE 2C | (973) 403-0902 |
| 3 | Kemenczy Law | 175 Fairfield Ave STE 3D | (973) 364-7700 |
| 4 | Minion & Sherman | 33 Clinton Rd Suite 105 | (973) 559-5791 |
| 5 | Cipriano Law Offices, P.C. | 175 Fairfield Ave Suite 4C/D | (973) 852-3346 |
| 6 | Salvo Law Firm PC | 185 Fairfield Ave #3C | (973) 226-2220 |
| 7 | Wasserman & Associates, LLC | 1011 Bloomfield Ave #2b | (973) 994-1400 |
| 8 | Mulick Mark | 1011 Bloomfield Ave | (973) 746-7400 |
| 9 | Steven R Lehr Law Offices | 33 Clinton Rd #100 | (973) 575-8002 |
| 10 | David B. Watner | 1129 Bloomfield Ave # 208 | (973) 244-0061 |
The Law Office of Levy & Guagliardi provides bankruptcy law services to clients throughout the West Caldwell, New Jersey area. The firm assists individuals and small businesses in addressing serious financial challenges through formal debt relief procedures. It guides clients through the complexities of filing for protection from creditors. The office handles both Chapter 7 and Chapter 13 bankruptcy cases, helping to restructure or eliminate qualifying debts under federal guidelines.
The Law Offices of Sheryl Gandel Mazur provides legal representation for individuals and businesses navigating bankruptcy proceedings. It offers guidance on Chapter 7 and Chapter 13 filings, helping clients manage debt relief and asset protection options. The firm develops plans for reorganizing finances or obtaining a fresh start through court-approved processes. Services are available for homeowners, apartment dwellers, retail store operators, and restaurant owners in the West Caldwell, New Jersey area.
Kemenczy Law in West Caldwell, NJ provides bankruptcy legal services for individuals and businesses, distinguishing between a single Chapter 7 filing and the recurring payment plan structure of a Chapter 13 case. The firm covers the greater Essex County area and adjacent New Jersey communities. Its practice guides clients through the federal bankruptcy process, including automatic stay protections and debt discharge eligibility. Services typically run on a one-time or scheduled basis depending on the specific chapter filed and case progression.
Minion & Sherman serves clients in West Caldwell, New Jersey, and the surrounding Essex County communities. Its practice handles personal and business bankruptcy filings, including both Chapter 7 and Chapter 13 cases. The firm assesses each client’s financial situation through a detailed consultation. It then prepares all necessary court paperwork and represents the debtor during proceedings. For a typical job, the firm works to reduce overwhelming debt while protecting the client’s eligible assets from liquidation.
Cipriano Law Offices, P.C. serves homeowners, individuals, and small business owners in West Caldwell, New Jersey, who are seeking financial relief through bankruptcy. The firm provides legal guidance for Chapter 7 and Chapter 13 bankruptcy filings, helping clients navigate debt discharge and repayment plans. It also assists with foreclosure defense and creditor negotiations to protect assets. The practice extends its bankruptcy and debt relief services to clients throughout Essex County and the surrounding communities of northern New Jersey.
Salvo Law Firm PC in West Caldwell, NJ, focuses exclusively on bankruptcy law, offering Chapter 7 and Chapter 13 filings for individuals and families. The firm provides counsel on debt relief strategies, helping clients navigate complex court proceedings and discharge qualifying debts. Its attorneys work with local New Jersey residents to halt creditor harassment and stop wage garnishments through automatic stay protections. During seasonal financial pressures like post-holiday credit card balances, the firm assists clients in evaluating whether bankruptcy presents a viable path to a fresh financial start.
In West Caldwell, financial stress from unexpected medical bills or job loss can leave residents struggling under overwhelming debt. Facing these difficult situations, Wasserman & Associates, LLC provides legal guidance for individuals seeking relief through bankruptcy. The firm assists clients in evaluating Chapter 7 or Chapter 13 options based on their unique financial circumstances. Those considering this path toward a fresh start should contact the company to schedule an initial consultation.
Mulick Mark in West Caldwell, New Jersey, provides legal guidance to individuals and businesses navigating the bankruptcy process. The firm assists with Chapter 7 and Chapter 13 filings, offering representation during court proceedings to protect client assets. Additional services may include restructuring of outstanding debts to achieve financial stability. This practice serves a variety of commercial sectors, including small offices, local warehouses, and food service establishments in the surrounding area.
Steven R Lehr Law Offices provides bankruptcy legal services for residential clients in West Caldwell, New Jersey. Commercial bankruptcy representation is also available to area businesses. The firm assists individuals and companies navigating Chapter 7 and Chapter 13 filings. Attorneys help clients understand their options for debt relief and asset protection under federal bankruptcy law. The practice emphasizes clear communication throughout the legal process. After a case is resolved, the office remains available for ongoing financial concerns and future client needs during subsequent scheduled consultations.
David B. Watner is a bankruptcy lawyer in West Caldwell, NJ, known for guiding local residents and businesses through financial distress. The firm handles Chapter 7 and Chapter 13 filings, helping clients reduce or restructure unmanageable debt. Every case is evaluated with an emphasis on protecting assets and exploring all legal options before committing to a plan. This practice also provides counsel on stopping wage garnishments, halting foreclosure proceedings during the bankruptcy process.
What Does a a Bankruptcy Lawyer in West Caldwell Cost?
The cost of hiring a bankruptcy lawyer in New Jersey varies widely. For a simple Chapter 7 case, attorney fees typically range from $1,200 to $2,500, plus a $338 court filing fee. Chapter 13 cases are more complex and may cost between $2,500 and $5,000, with a $313 filing fee. Some lawyers offer payment plans. This is general information and not legal advice.
About bankruptcy lawyers in West Caldwell
If you are facing overwhelming debt in West Caldwell, New Jersey, a bankruptcy lawyer can help you understand your options under federal law. New Jersey residents may use either Chapter 7 or Chapter 13 bankruptcy, each with specific eligibility requirements and exemptions. A local attorney can guide you through the process and protect your rights in the U.S. Bankruptcy Court for the District of New Jersey.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in New Jersey?
To qualify for Chapter 7 in New Jersey, your household income must be below the state median for your family size. If your income is higher, you may need to file Chapter 13. A lawyer can help calculate your eligibility using the means test.
What property can I keep if I file bankruptcy in New Jersey?
New Jersey allows you to use either the state exemptions or the federal exemptions to protect your property. Common exemptions include up to $1,000 in equity for a vehicle and up to $1,000 for household goods under state law. A lawyer can advise on which set of exemptions is better for your situation.
How long does a bankruptcy case take in New Jersey?
A Chapter 7 case typically takes 3 to 4 months from filing to discharge. A Chapter 13 case involves a repayment plan lasting 3 to 5 years. The court schedules a meeting of creditors about 30 to 40 days after filing.
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