The top-rated bankruptcy lawyer in Woodbridge, New Jersey is Falk, Flotteron & Davidson, LLP, rated 4.8 stars across 158 reviews. Other highly rated options include Palmisano & Goodman, P.A., Law Offices of Aditya Surti LLC, Steven Sico, Esq. This directory lists 10 bankruptcy lawyers serving Woodbridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Falk, Flotteron & Davidson, LLP | 241 Main St Suite 101 | (732) 877-1500 |
| 2 | Palmisano & Goodman, P.A. | 171 Main St | (732) 709-4400 |
| 3 | Law Offices of Aditya Surti LLC | 208 Main St | (732) 333-6636 |
| 4 | Steven Sico, Esq | 235 Main St #101 | (732) 636-2660 |
| 5 | Almasy Law | 429 Amboy Ave 2nd floor | (732) 742-1366 |
| 6 | Aiello Harris Abate Law Group, PC | 528 Rahway Ave Suite 101 | (848) 346-2369 |
| 7 | Hutt & Shimanowitz P.C. | 459 Amboy Ave | (732) 634-6400 |
| 8 | Philip C. Gutworth, P.A. | 530 Rahway Ave | (732) 634-9400 |
| 9 | David H. Stein, Esq.: Bankruptcy, Banking, Loans, Creditors' Rights & Foreclosure Attorney (Wilentz, Goldman & Spitzer, P.A.) | 90 Woodbridge Center Dr Suite 900 Box 10 | (732) 855-6126 |
| 10 | Waltzer Law Group | 104 Main St #2890 | (201) 234-8384 |
Falk, Flotteron & Davidson, LLP serves the Woodbridge, New Jersey, area and surrounding Middlesex County with dedicated bankruptcy law services. The team assists individuals and businesses in evaluating their financial situations to determine the most suitable path forward under federal bankruptcy code. They provide guidance for clients seeking either debt reorganization or a fresh financial start. The firm handles Chapter 7 liquidation cases and Chapter 13 repayment plan filings for local residents and business owners.
Palmisano & Goodman, P.A. provides bankruptcy legal services to individuals and businesses in the Woodbridge, New Jersey area. Its practice focuses on helping clients navigate the complexities of debt relief under federal bankruptcy law. The firm assists with the preparation and filing of necessary petitions, schedules, and discharge applications. Ongoing case management includes representing clients at creditor meetings and court hearings. The company services single-family homes, apartments, retail establishments, and restaurants.
The Law Offices of Aditya Surti LLC serves homeowners and small business owners in Woodbridge, New Jersey, who are struggling with overwhelming debt. The firm provides legal guidance for filing Chapter 7 bankruptcy, which can wipe out unsecured debts, and Chapter 13 bankruptcy, which creates a manageable repayment plan over several years. It also assists clients in stopping foreclosure proceedings and wage garnishments through court filings. The practice additionally serves clients in the neighboring communities of Edison and the surrounding Middlesex County metro area.
Steven Sico, Esq serves Woodbridge, New Jersey and the surrounding Middlesex County communities with legal assistance in bankruptcy matters. The firm handles Chapter 7 and Chapter 13 filings for individuals and families seeking debt relief through federal court proceedings. It works closely with clients to gather necessary financial documentation and provides clear guidance throughout the petition preparation and filing process. The attorney executes the case by representing clients at the required meeting of creditors to resolve any outstanding issues.
Almasy Law, located in Woodbridge, NJ, addresses financial distress by distinguishing between Chapter 7 liquidation, which discharges unsecured debts in a single proceeding, and Chapter 13 repayment plans, which reorganize obligations over an extended period. This coverage allows individuals to resolve overwhelming creditor actions such as wage garnishments or foreclosure threats. Bankruptcy protection typically stops collection efforts immediately upon filing. These services generally operate on a one-time filing basis for Chapter 7 cases, while Chapter 13 requires a scheduled monthly payment plan until the court completes the repayment period.
Aiello Harris Abate Law Group, PC in Woodbridge, New Jersey provides services including Chapter 7 and Chapter 13 bankruptcy filings. The firm guides individuals and small businesses through the process of managing overwhelming debt, negotiating with creditors, and seeking legal relief from financial burdens. The attorneys review each client’s financial situation and explain available options under federal bankruptcy law. If facing potential foreclosure or wage garnishment during a difficult economic season, this practice offers help protecting assets and starting over financially.
The financial pressures of a New Jersey winter can make managing mounting debts feel impossible, leaving many residents of Woodbridge and the surrounding areas seeking relief. Hutt & Shimanowitz P.C. addresses this need by providing focused legal guidance in bankruptcy law, helping clients understand their options under federal statutes. The firm reviews each financial situation to determine the most appropriate path, whether restructuring obligations or pursuing a fresh start through liquidation. An initial consultation is offered as the first concrete step to examine individual circumstances and explore available solutions.
Philip C. Gutworth, P.A., based in Woodbridge, NJ, provides legal counsel to individuals and businesses facing financial distress. The firm focuses on the intricacies of bankruptcy law, assisting clients with the navigation of Chapter 7 and Chapter 13 filings. Its practice addresses debt relief strategies and the protection of assets under federal guidelines. The company serves commercial clients whose operations include offices, warehouses, and food service establishments.
David H. Stein, Esq. provides residential bankruptcy representation for individuals in Woodbridge, NJ, and also handles commercial cases involving banking, loans, creditors' rights, and foreclosure matters. The firm serves clients throughout the local area. Legal counsel is available for both initial filings and ongoing issues with financial obligations. This practice participates in continuing representation by meeting clients’ changing needs between regular visits through updated consultations and additional court appearances as required.
Waltzer Law Group is known as a dedicated Bankruptcy Lawyer serving clients throughout Woodbridge, New Jersey. The firm focuses on helping individuals navigate the legal process of debt relief through bankruptcy filings. Its services typically include assessing financial situations and representing clients in Chapter 7 or Chapter 13 proceedings. Additionally, the firm often assists with automatic stay protection to halt collection actions and creditor harassment during the case.
What Does a a Bankruptcy Lawyer in Woodbridge Cost?
In New Jersey, the typical cost for a bankruptcy lawyer ranges from $1,200 to $3,500 for a simple Chapter 7 case and from $3,000 to $6,000 for a Chapter 13 case. Court filing fees add $338 for Chapter 7 and $313 for Chapter 13. These costs vary based on case complexity and attorney experience. This is general information, not legal advice.
About bankruptcy lawyers in Woodbridge
If you are facing overwhelming debt in Woodbridge, New Jersey, a bankruptcy lawyer can help you understand your options under federal and state law. New Jersey has specific exemptions, such as the homestead exemption under N.J.S.A. 2A:17-19, which may protect some of your property. A local attorney can guide you through the means test and filing requirements in the U.S. Bankruptcy Court for the District of New Jersey.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in New Jersey?
Chapter 7 bankruptcy liquidates non-exempt assets to pay creditors and typically discharges most debts within a few months. Chapter 13 bankruptcy involves a 3 to 5 year repayment plan based on your income. New Jersey law sets specific exemptions that affect what you can keep in each chapter.
How long does a bankruptcy stay on my credit report in New Jersey?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. These time limits are set by federal law and apply uniformly in New Jersey.
Do I have to take a credit counseling course before filing in Woodbridge?
Yes, you must complete an approved credit counseling course within 180 days before filing for bankruptcy in New Jersey. After filing, you also need to complete a debtor education course to receive a discharge. Your lawyer can provide a list of approved providers.
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